Key-Person Insurance

Key-person Insurance Most organizations employ at least one individual who is essential to the company’s success. This person may be a partner, owner, majority stockholder or another individual who is crucial to the business. If this person unexpectedly leaves the organization—due to a death, disability or immediate resignation—it may be hard for the organization to […]

Benefit Plans: Tax Considerations

Employee benefits can be complex to administer, particularly in terms of taxation. It is important to understand the tax implications for both the employer and employee. This article will explain the general considerations related to the taxation of employee benefits. Employer Tax Implications: Employers can usually deduct amounts that they spend on employee benefits as […]

Using Life Insurance to Fund a Buy-sell Agreement

A chief concern among businesses is how the death of an owner will affect the business, other owners and the heirs of the deceased. Surviving owners want to ensure the continuity of ownership, the protection of the business’s finances and that their family is financially secure and compensated fairly in the event something happens to […]

The ABCs of Medical Malpractice Insurance

Most states require that physicians obtain medical malpractice insurance to offset the risk and costs of potential lawsuits. The risk is great enough that even in states that lack this requirement, physicians rarely practice without it. In addition to physicians, there are other professions that should carry medical malpractice coverage, including nurses, dentists, optometrists, therapists, […]

Commercial General Liability Insurance

Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage or bodily injury, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your business from financial […]

Special Event Insurance

Hosting events such as concerts, festivals, conferences, trade shows, sporting events and celebrations subject businesses to a variety of liabilities and business risks that must be considered to avoid costly litigation or other losses. Appropriate coverages for events include property insurance, general liability insurance, employer’s liability insurance and cancellation insurance. Property Insurance A property insurance […]

Hotaling Insurance Services Announces Launch of Mobile Phone Application – Hotaling Property & Casualty

  FOR IMMEDIATE RELEASE: Hotaling Insurance Services Announces Launch of Mobile Phone Application – Hotaling Property & Casualty [NEW YORK, NY, September 13, 2021]– Hotaling Insurance Services, a risk management family office, announced today that it has launched its new mobile app, Hotaling Property & Casualty, for its Private Client and Commercial Lines customers. This innovative new app aims to provide a hassle-free, automated experience for clients […]

Understanding Different Types of Life Insurance

Life insurance is one of the most common employer-provided benefits. This article covers the basics of life insurance and the different types employers can offer to employees.  Types of Life Insurance Life insurance is divided into two categories: term and permanent (also sometimes referred to as whole). Term life insurance: Term life insurance has a […]

10 Cyber Security Resolutions to Reduce Your Data Exposures

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable cyber security resolutions to help protect themselves from costly breaches. The following are resolutions your […]