Medical Malpractice Insurance Services

Who Needs Medical Malpractice Insurance? Medical malpractice insurance can benefit physicians, nurses, dentists, optometrists, and other medical professionals. Most states require physicians to carry medical malpractice insurance. However, even where it is not legally required, coverage is a smart idea. What Does Medical Malpractice Insurance Cover? If you are sued, medical malpractice insurance can pay […]

The ABCs of Medical Malpractice Insurance

The ABCs of Medical Malpractice Insurance

Most states require that physicians obtain medical malpractice insurance to offset the risk and costs of potential lawsuits. The risk is great enough that even in states that lack this requirement, physicians rarely practice without it. In addition to physicians, there are other professions that should carry medical malpractice coverage, including nurses, dentists, optometrists, therapists, […]

Benefits Education for Young Employees

Employee benefits aren’t always simple. Only 7% of individuals can define terms like premium, deductible and coinsurance, according to UnitedHealthcare. Properly educating employees can help keep costs down for everyone and improve overall well-being. Start With Benefits 101 Employers should start educating with benefits 101 initiatives, assuming employees have no base knowledge. Resources in this […]

New California COVID-19 Leave Law Is Retroactive to Jan. 1

Under a new law, California employers with more than 25 employees must provide up to 80 new hours of supplemental paid sick leave for specific COVID-19-related reasons. The leave requirement takes effect March 29, 2021, but is retroactive to Jan. 1, 2021. Reasons for Leave Employees may take leave if they cannot work or telework […]

Workplace COVID-19 Vaccination Programs

While decisions regarding vaccine distribution vary by state and local governments, eligibility will soon expand to most adults in the United States. This means it’s time for employers to prepare to put plans into action. For some organizations, these plans may include a workplace vaccination program. This HR Insights article provides an overview of guidance from the […]

 Hotaling Insurance Services – Your Workers’ Compensation Partner

 Hotaling Insurance Services – Your Workers’ Compensation Partner Premium Audits While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Different from most other lines of commercial insurance (e.g., property coverage)—in which potential exposures can be identified upfront and premium expenses are final—workers’ compensation premiums paid at the beginning […]