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Property & Casualty
Virtual Home Safety Checklist
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Smoke Detectors: Ensure they are in all key areas and functioning.
Fire Extinguishers: Check for accessibility and expiration dates.
Clear Escape Routes: Ensure all exits are easily accessible.
Fire-Resistant Materials: Check if curtains, carpets, and furnishings are fire-resistant.
Electrical Wiring: Ensure wiring is up to code and in good condition.
Safe Cooking Practices: Assess the safety of the cooking area and appliances.
Circuit Breaker: Ensure it’s functioning and not overloaded.
GFCI Outlets: Check for Ground Fault Circuit Interrupters in wet areas like bathrooms and kitchens.
Electrical Appliances: Ensure they are in good condition and cords are not frayed.
Surge Protectors: Use for sensitive electronics.
Building Integrity: Check for cracks or damage in the foundation, walls, and ceilings.
Windows and Doors: Ensure they close securely and locks are functioning.
Roof Condition: Look for leaks or damages.
Stair Safety: Check for sturdy railings and well-lit staircases.
Water Heater: Check for proper installation and maintenance.
Plumbing Leaks: Look for signs of leaks or water damage.
Sump Pump: Ensure it is functioning if in a flood-prone area.
Locks: High-quality door and window locks.
Security System: If present, ensure it’s functional.
Outdoor Lighting: Adequate lighting around the property.
Peepholes or Viewers: On external doors for visitor verification.
Mold Inspection: Look for signs of mold growth.
Radon Testing: Especially important in basement areas.
Asbestos and Lead Paint: Check if the property was built before certain regulations (e.g., 1978 in the USA) and consider testing.
HVAC System: Ensure heating and air conditioning systems are well-maintained.
Pest Control: Check for signs of infestations.
Carbon Monoxide Detectors: Ensure they are present and working.
Documentation and Compliance
Safety Compliance Certificates: Ensure all required safety inspections are up to date.
Inventory of Valuables: For insurance purposes in case of theft or damage.
Insurance Policy Review: Regularly review your renter's insurance policy to ensure it's up-to-date with your living situation.
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