Private Client Services
Reading Time: 21 minutesKey Takeaways High-Net-Worth Coverage Gaps: Standard homeowners and auto policies cap at $300K-$500K in liability — one serious claim can wipe out assets that took decades to build Replacement Cost Protection: Guaranteed replacement cost on homes, scheduled coverage on collections, and agreed-value on vehicles prevent underinsurance on high-value assets Umbrella Minimums: We typically recommend $5M-$10M […]