Is An Umbrella Policy a Waste of Money? 2026 Cost Guide & Expert Analysis

What is an Umbrella Policy

Reading Time: 13 minutesIs An Umbrella Policy a Waste of Money? 2026 Cost Guide & Expert Analysis Reading Time: 10 minutes We get this question from clients at least once a week. Someone at a dinner party mentioned umbrella insurance was a waste, or they read a Reddit thread arguing the premiums aren’t justified. Here’s what we tell […]

Mounjaro Savings Card: Card Glitches & Solutions

Mounjaro Savings Card

Reading Time: 6 minutesMounjaro Coupon vs. Savings Card: Understanding the Difference in 2025 Many patients search for a Mounjaro coupon when they actually need the Mounjaro Savings Card. These terms are often used interchangeably, but understanding the distinction helps you navigate the program more effectively. The Truth: The Mounjaro Savings Card IS the manufacturer coupon program. When you […]

Otto Insurance: Reviews, Rates, Claims, and Customer Service

Otto Insurance: Reviews, Rates, Claims, and Customer Service

Reading Time: 5 minutesOtto Insurance: What Sets It Apart—and Why Hotaling Is the Smarter Choice When you’re in the market for insurance, it’s easy to ask: “Is Otto Insurance legit?” or “Is Otto Insurance a scam?” Otto Insurance is a free aggregator that promises to connect you with top carriers for auto, home, life, and pet insurance quotes. […]