Is An Umbrella Policy a Waste of Money? How much is it?
Reading Time: 12 minutesIs an Umbrella Policy Worth It? Expert Analysis & Real Cost Breakdown Last Updated: December 18, 2025 | Reviewed by Hotaling Insurance Team Quick Insights Box: Umbrella insurance costs $150-$300 annually for $1M coverage but protects millions in assets. Our clients with $500K+ net worth see 15:1 value ratios. Legal settlements averaging $2.3M in 2025 […]
Mounjaro Savings Card: Card Glitches & Solutions
Reading Time: 6 minutesMounjaro Coupon vs. Savings Card: Understanding the Difference in 2025 Many patients search for a Mounjaro coupon when they actually need the Mounjaro Savings Card. These terms are often used interchangeably, but understanding the distinction helps you navigate the program more effectively. The Truth: The Mounjaro Savings Card IS the manufacturer coupon program. When you […]
Otto Insurance: Reviews, Rates, Claims, and Customer Service
Reading Time: 5 minutesOtto Insurance: What Sets It Apart—and Why Hotaling Is the Smarter Choice When you’re in the market for insurance, it’s easy to ask: “Is Otto Insurance legit?” or “Is Otto Insurance a scam?” Otto Insurance is a free aggregator that promises to connect you with top carriers for auto, home, life, and pet insurance quotes. […]