Is An Umbrella Policy a Waste of Money? How much is it?
Reading Time: 8 minutesIs an Umbrella Policy Worth It? Expert Analysis & Real Cost Breakdown Last Updated: September 17, 2025 | Reviewed by Hotaling Insurance Team Quick Insights Box: Umbrella insurance costs $150-$300 annually for $1M coverage but protects millions in assets. Our clients with $500K+ net worth see 15:1 value ratios. Legal settlements averaging $2.3M in 2025 […]
Mounjaro Savings Card: Card Glitches & Solutions
Reading Time: 6 minutesHow to Get and Use the Mounjaro Savings Card in 2025 Updates Expiration Dates: Commercially insured cards valid through December 31, 2025. Cash-pay (non-covered) cards expire June 30, 2025. Supply Durations: 1-month supply: 28 days / 4 pens 2-month supply: 56 days / 8 pens 3-month supply: 84 days / 12 pens Savings Caps & […]
Otto Insurance: Reviews, Rates, Claims, and Customer Service
Reading Time: 5 minutesOtto Insurance: What Sets It Apart—and Why Hotaling Is the Smarter Choice When you’re in the market for insurance, it’s easy to ask: “Is Otto Insurance legit?” or “Is Otto Insurance a scam?” Otto Insurance is a free aggregator that promises to connect you with top carriers for auto, home, life, and pet insurance quotes. […]