How to use Life Insurance While Alive

Reading Time: 9 minutes Last Updated: October 20, 2025 | Review Date: October 20, 2025 💡 Quick Insights Bottom Line: Permanent life insurance policies offer multiple ways to access benefits while alive, including cash value withdrawals, policy loans at 6-8% interest, living benefits for medical conditions, and life settlements. These strategies can provide tax-efficient financial flexibility for […]