What Disqualifies You from Long-Term Care Insurance? 13 Disqualifiers

What disqualifies you from long-term care insurance?

Reading Time: 9 minutesWhat Disqualifies You from Long-Term Care Insurance? Last Updated: January 12, 2026 Long-term care insurance protects your assets from catastrophic care costs that can exceed $80,000 annually in Houston. But securing coverage isn’t guaranteed—insurers maintain strict eligibility requirements that disqualify nearly half of applicants over age 70. Understanding these disqualification factors helps you apply while […]