Does Homeowners Insurance Cover HVAC Systems?
Reading Time: 5 minutesDoes Homeowners Insurance Cover HVAC Systems? The Honest Answer HVAC Coverage at a Glance Sudden damage from a covered peril: Yes — fire, lightning, windstorm, vandalism Normal wear and tear: No — never covered by homeowners insurance Mechanical breakdown: No — requires separate equipment breakdown coverage Flood damage to HVAC: No — requires separate flood […]