How to Change Homeowners Insurance Without a Coverage Gap: 2026 Switching Guide
Reading Time: 8 minutesKey Takeaways You can switch anytime: No need to wait for renewal — cancel mid-term and most carriers issue a pro-rata refund for unused months Buy the new policy first: Never cancel your existing coverage before the replacement is bound. Even a one-day gap can void your mortgage agreement and leave you personally liable Notify […]