How to Change Homeowners Insurance Without a Coverage Gap: 2026 Switching Guide

Reading Time: 8 minutesHow to Change Homeowners Insurance Without a Coverage Gap: 2026 Switching Guide Key Takeaways You can switch anytime: No need to wait for renewal — cancel mid-term and most carriers issue a pro-rata refund for unused months Buy the new policy first: Never cancel your existing coverage before the replacement is bound. Even a one-day […]