Commercial Health Insurance for Businesses: What It Costs in 2026 and How to Structure It

What Is Commercial Health Insurance?

Reading Time: 6 minutesKey Takeaways: Commercial Health Insurance for Businesses What it is: Group health insurance purchased by employers to cover employees and their dependents — the most common source of health coverage in the U.S., covering ~155 million Americans through employer plans Average cost: $9,325/year for single coverage, $26,993/year for family coverage (KFF 2025 Employer Health Benefits […]