Does Homeowners Insurance Cover Plumbing?
Does Homeowners Insurance Cover Plumbing? Introduction Homeowners insurance covers plumbing damage if it’s sudden and accidental, but it won’t cover issues resulting from neglect or improper maintenance. For example, a burst pipe caused by freezing temperatures or a washing machine hose that suddenly ruptures would typically be covered under your policy. However, if the damage […]
Is Hazard Insurance The Same As Homeowners Insurance?
Is Hazard Insurance The Same As Homeowners Insurance? Introduction Is hazard insurance the same as homeowners insurance? While hazard insurance protects only the physical structure of your home from risks like fire, storms, and other perils, homeowners insurance goes beyond that by covering personal property, liability, and additional living expenses. Think of hazard insurance as […]