Captive Insurance for Mid-Market Companies: When the Math Works (2026 Decision Guide)

What Is a Captive Insurance Company?

Reading Time: 10 minutesReading Time: 9 minutes A captive insurance company is an insurance company owned by the business it insures. Instead of paying premium to a third-party carrier and never seeing it again, the parent company forms its own licensed insurer, funds it with what would have been premium, and keeps the underwriting profit and investment income […]