How Commercial Umbrella Insurance Extends Existing Coverage
10 Key Things to Know About Commercial Umbrella Insurance Key Takeaways Extended Coverage: Commercial umbrella insurance extends liability coverage beyond your primary policies. Comprehensive Protection: Covers bodily injury, property damage, legal fees, and advertising injury. Exclusions: Does not cover intentional acts, contractual liabilities, or professional errors. Industry-Specific Benefits: High-risk industries, like construction, retail, and hospitality, […]
How Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide
How Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide Commercial umbrella insurance is essential for restaurant owners looking to safeguard their business against unexpected financial risks that exceed standard policy limits. This extra layer of protection covers severe customer injuries, employee lawsuits, property damage, and liquor liability claims—ensuring that costly incidents don’t threaten the […]