Daycare Liability Insurance: What It Costs, What It Covers, and the Gap That Closes Centers (2026)

Reading Time: 12 minutesReading Time: 10 minutes General liability for a daycare center averages about $154 a month ($1,847 a year), and a recommended bundle with professional liability, property, business income and abuse and molestation coverage averages about $1,042 a month, according to MoneyGeek’s 2026 daycare insurance cost data. Home daycares usually pay less for GL alone. Daycare […]