Builders Risk Insurance for Data Center Construction: What Developers Need
Reading Time: 2 minutesA typical data center build costs $7M–$12M per megawatt of IT capacity. The builders risk policy protecting that investment needs to account for specialized equipment in transit, commissioning delays, and the revenue impact of missing a tenant move-in date. Here’s how builders risk works for data centers and where standard policies fall short. Key Takeaways […]
Employers Liability Insurance vs. Workers Compensation: What Each Covers
Reading Time: 2 minutesEmployers liability insurance and workers’ compensation are related but separate coverages. Workers’ comp pays your injured employee’s medical bills and lost wages regardless of fault. Employers liability covers lawsuits filed by employees who claim the workplace injury was caused by the employer’s negligence — claims workers’ comp alone doesn’t address. Most businesses that carry workers’ […]