Builders Risk Insurance for Data Center Construction: What Developers Need
Reading Time: 2 minutesData center construction projects carry unique insurance exposures that standard builders risk policies aren’t built to handle. The combination of high-value mechanical systems, critical-path electrical infrastructure, and construction timelines measured in years rather than months means the builders risk policy needs to be structured specifically for the project — not pulled off the shelf. A […]
Employers Liability Insurance vs. Workers Compensation: What Each Covers
Reading Time: 3 minutesEmployers liability insurance and workers’ compensation are related but separate coverages. Workers’ comp pays your injured employee’s medical bills and lost wages regardless of fault. Employers liability covers lawsuits filed by employees who claim the workplace injury was caused by the employer’s negligence — claims workers’ comp alone doesn’t address. Most businesses that carry workers’ […]