Is Life Insurance is a Waste of Money? Depends on Your Risk
Reading Time: 5 minutesIs Life Insurance a Waste of Money? 2025 CFO Guide Author: Hotaling Team — licensed insurance advisors specializing in risk management for individuals, families, and businesses nationwide. Life insurance isn’t inherently a waste—but neither is it always efficient. Executives benchmark its IRR, model premiums versus payouts, weigh insurer solvency (e.g., A++, AAA carriers), and build […]