Builders Risk Insurance Cost in 2026: Why Your Quote Was Higher Than the Calculator Said
Reading Time: 9 minutesEvery builders risk cost guide on the internet says the same thing: expect to pay 1-4% of total project value. You plugged your $5M commercial project into a calculator, got a number around $50,000, and then the actual quote came back at $87,000. The calculator wasn’t wrong — it was just using rate data that […]