When Should You Buy Long-Term Care Insurance?
Reading Time: 5 minutesLong-Term Care Insurance Timing The ideal purchase window is ages 55–65. Premiums are lowest, you’re most likely to pass medical underwriting, and you lock in rates before age-related increases. 70% of Americans turning 65 will need some form of long-term care. The median cost of a private nursing home room in Texas exceeds $7,300/month — […]