When Should You Buy Long-Term Care Insurance?

When Should You Buy Long-Term Care Insurance?

Reading Time: 5 minutesWhen Should You Buy Long-Term Care Insurance? — Insurance Specialist Insights By Kenneth Hausman – Insurance Specialist, Hotaling Insurance ServicesUpdated July 10 2025 Short answer: Most people lock in coverage between ages 52 and 58—before premiums rise 6–8 percent each year and health issues cause declines. Quick Insights Age 55 is the price “sweet-spot” for many […]