Key Person Insurance Cost

Reading Time: 15 minutesKey Person Insurance Cost in 2026: What Mid-Market Companies Pay to Protect Their Most Valuable People Key person insurance costs $50 to $500 per month for every $1 million in coverage. That range swings wide because the premium depends almost entirely on the insured person’s age, health, and how much coverage the business carries. A […]
Nursing Home Insurance Crisis 2026: Why Premiums Are Surging and What Alternative Coverage Options Exist

Reading Time: 5 minutesKey Takeaways for Skilled Nursing Facility Operators GL + professional liability premiums: Surged 40–75% for skilled nursing facilities between 2023 and 2026, with some operators seeing 100%+ increases after a single adverse verdict Nuclear verdicts driving the crisis: Average nursing home negligence verdicts exceeded $3M in 2025, with several $20M+ jury awards in Florida and […]