HVAC Contractor Insurance in Texas: TDLR Licensing, A2L Refrigerant Liability, and Houston Contract Requirements (2026)

Reading Time: 10 minutesHVAC Contractor Insurance in Texas: What TDLR Licensing, Refrigerant Liability, and the Tools-in-Transit Gap Cost Houston Operators Texas HVAC contractors operate in a regulatory environment that doesn’t look like any other state. Workers comp isn’t mandatory — but every GC in Houston requires it contractually. TDLR licensing has specific insurance minimums that don’t align with […]