HVAC Contractor Insurance in Texas: TDLR Requirements, Costs and Houston Contracts (2026)
Reading Time: 8 minutesTo hold a TDLR air conditioning and refrigeration license in Texas, an HVAC contractor must carry general liability of at least $300,000 per occurrence for a Class A license or $100,000 for Class B. Commercial work requires far more, and general liability alone averages $101 to $379 a month at $1M/$2M limits nationally, depending on […]