HVAC Contractor Insurance Texas: Complete 2025 Guide | Hotaling

Reading Time: 12 minutesHVAC Contractor Insurance Texas: Complete 2025 Guide Texas HVAC contractors face unique insurance challenges with extreme weather and high liability exposure. This guide covers the 5 essential coverages, Texas-specific requirements, real costs, and how to protect your contracting business properly. Key Takeaways ✅ Texas law requires workers’ compensation if you have employees, plus commercial auto […]