Commercial Cleaning and Janitorial Business Insurance
Reading Time: 7 minutesCommercial Cleaning and Janitorial Business Insurance: Coverage for Building Service Contractors Key Takeaways for Enterprise Risk Managers Slip-and-Fall Dominates Claims: Wet floor injuries account for the largest share of GL claims against cleaning companies — proper coverage and waiver protocols are essential Property Damage Exposure: Cleaning crews work inside client buildings after hours with unsupervised […]
Staffing Agency Insurance
Reading Time: 8 minutesStaffing Agency Insurance: Essential Coverage for Temporary Employment and Workforce Solutions Companies Key Takeaways for Enterprise Risk Managers Workers Compensation Dominates: Staffing agencies face the highest workers comp complexity of any industry — your temporary employees work in client facilities you don’t control Co-Employment Liability: Joint employer exposure means your agency shares legal responsibility with […]
Houston Freight Broker Insurance
Reading Time: 9 minutesFreight Broker Insurance: Protecting Houston Logistics Operations From Bond to Cargo Liability Key Takeaways for Enterprise Risk Managers BMC-84 Surety Bond or Trust Fund: Every freight broker must carry a $75,000 bond or trust — but that barely scratches the surface of real exposure for mid-market operations Contingent Cargo Coverage: Protects your brokerage when a […]