Premium Financing Life Insurance: How High-Net-Worth Families Fund $5M+ Policies
Reading Time: 9 minutesPremium Financing Life Insurance: How High-Net-Worth Families Fund $5M+ Policies Without Tying Up Capital Premium financing is the strategy that lets a high-net-worth individual acquire $5M, $10M, or $25M in permanent life insurance coverage without writing a check for the full annual premium. A third-party lender — typically a bank or specialty finance company — […]
Buy-Sell Agreement Insurance After Connelly: What Business Owners Must Restructure in 2026
Reading Time: 8 minutesThe U.S. Supreme Court’s June 2024 decision in Connelly v. United States changed the estate tax math for thousands of business owners with entity-redemption buy-sell agreements funded by life insurance. If your company owns a life insurance policy to fund a buyout of a deceased owner’s interest, and you haven’t reviewed your structure since that […]