Event Cancellation Insurance for Nonprofits: Protecting Galas, Fundraisers, and Annual Events
Reading Time: 4 minutesFor many nonprofits, a single annual gala or fundraising event represents 20–40% of the entire operating budget. That concentration of financial risk in a single evening — dependent on weather, vendor performance, venue availability, and a hundred other variables outside your control — is one of the most overlooked exposures in nonprofit insurance planning. Event […]
Employment Practices Liability for Nonprofits: EPLI Coverage for Mission-Driven Organizations
Reading Time: 3 minutesNonprofits are not exempt from employment law. A terminated program director who claims wrongful termination. A staff member who alleges a supervisor created a hostile work environment. A former volunteer coordinator who files a discrimination claim with the EEOC. These situations happen at nonprofits regularly — and when they do, the costs land entirely on […]
Cyber Liability Insurance for Nonprofits: Protecting Donor Data, Grant Systems, and Client Records
Reading Time: 4 minutesNonprofits store some of the most sensitive personal data in any sector — donor financial information, client health and social service records, beneficiary addresses and immigration status, youth program participant data. A data breach involving any of these populations creates immediate legal obligations, regulatory exposure, and reputational damage that can permanently impair fundraising capacity. Cyber […]
Nonprofit Liability Insurance: General Liability Costs, Coverage and Texas Requirements (2026)
Reading Time: 7 minutesNonprofit liability insurance usually means general liability: the policy that pays when someone is injured, or their property is damaged, because of your organization’s operations. Nonprofits that buy through Insureon pay an average of $42 a month (about $500 a year) for $1 million per occurrence and $2 million aggregate, and 69% pay less than […]