Abuse and Molestation Insurance for Daycares: What It Covers and Why You Need It
Reading Time: 5 minutesAbuse and molestation insurance is coverage that protects a childcare business against claims alleging physical, sexual, or emotional abuse of a child in its care. It is one of the most important coverages a daycare can carry, and one of the most commonly overlooked because standard general liability policies frequently exclude abuse claims entirely. For […]
How Much Does Daycare Insurance Cost? 2026 Pricing Guide
Reading Time: 3 minutesDaycare insurance costs most childcare centers between $1,500 and $3,500 per year for a general liability policy, though larger centers with multiple locations or transportation services routinely pay more. The price depends on enrollment, square footage, the ages you serve, whether you transport children, and your claims history. For an operator, the premium is only […]