What Is Commercial Umbrella Insurance and How Does It Work? (2026 Guide)
Reading Time: 7 minutesCommercial umbrella insurance is a liability policy that pays after your primary business policies are exhausted, adding extra limits, usually in $1 million increments, on top of your general liability, commercial auto and employer’s liability coverage. One umbrella sits over all of those policies at once, and many umbrellas also “drop down” to cover certain […]