What Is a Certificate of Insurance (COI)? An Enterprise Guide to Vendor Compliance

Reading Time: 8 minutesWhat Is a Certificate of Insurance (COI)? A certificate of insurance (COI) is a one-page document that summarizes an active insurance policy: who is covered, what types of coverage are in force, the limits, and the dates the coverage runs. It is proof, not the policy itself, and that distinction is where most enterprise compliance […]
Commercial Painting Contractor Insurance: Coverage, Cost, and COI Requirements (2026)

Reading Time: 8 minutesInsurance for a painting contractor scales with the size of the operation. Key Takeaways for Large Painting & Coatings Contractors Program premium scales into seven figures for industrial coatings and large multi-state commercial repaint operations. Workers’ compensation is the dominant line: large crew payrolls under NCCI class code 5474 (and 5037 for height work) drive […]