Professional Liability Insurance Cost 2026: What Mid-Market Companies Actually Pay by Industry
Reading Time: 12 minutesProfessional liability insurance — also called errors and omissions (E&O) — costs $5,000 to $75,000 per year for mid-market companies with $5M–$200M in revenue and 25–500 employees. That’s a long way from the $1,051 a year that Insureon reports as the small-business median, because that figure comes from solo practitioners and small firms buying $1M/$1M […]
Excess Liability Insurance: What It Costs, How Towers Work, and Why $1M in GL Isn’t Enough Anymore (2026)
Reading Time: 8 minutesExcess liability insurance costs about $600 a year for each $1 million of coverage for a small business, according to Insureon, and excess premiums commonly run 50% to 100% of the premium on the underlying policy. Mid-market companies pay more in total because they buy $10M to $25M of limits across several carriers, but they […]