VRDO Financing for Life Insurance: How Institutional Capital Markets Replace Traditional Bank Lending (2026)
Reading Time: 3 minutesVRDO Financing for Life Insurance: How Institutional Capital Markets Replace Traditional Bank Lending (2026) Variable Rate Demand Obligation (VRDO) financing restructures a premium finance life insurance program from traditional bank balance-sheet lending into an institutional capital markets structure. Instead of servicing interest annually and facing collateral calls as rates rise, the client pledges 15–30% of […]