When to Re-Market a Real Estate Property Program

When to Re-Market a Real Estate Property Program

Reading Time: 7 minutesRe-market a real estate property program when it has gone two or more renewals without competition, when your premium rose without better terms, or when the market turns soft. All three are true for many owners right now: CIAB reports commercial property premiums fell 6.3% in Q2 2026, the steepest drop of any line. If […]

Shared Layered Property Programs in a Soft Market

Reading Time: 8 minutesA shared and layered property program splits one large property limit across several carriers, stacked in layers or divided by percentage. In 2026 it is the cheapest it has been in nearly a decade: the Council of Insurance Agents & Brokers reports commercial property premiums fell an average of 6.3% in Q2 2026, and 75% […]