VICE PRESIDENT (COMMERCIAL) | MIAMI

Maria Alvero

Biography

As the Vice President of Commercial at Hotaling Insurance Services, Maria Alvero spearheads the company’s commercial insurance division in Miami, FL with unparalleled expertise and dedication. Her role encompasses overseeing comprehensive insurance programs for condo associations and new commercial construction projects, including specialized packages like builder’s risk and OCIPs. Maria’s leadership is instrumental in navigating the complex landscape of commercial property insurance, especially in the TRI-county area where capacity for commercial property insurance, including wind coverage, is limited. Under her guidance, the team employs innovative solutions, such as utilizing state-of-the-art technology like infrared inspections and drone studies, to ensure optimal coverage and substantial savings for clients.

Maria’s journey into the insurance industry began from a personal experience in her early 20s. Born and raised in Miami, FL, she became her mother’s caretaker at the age of 15 due to her mother’s battle with bone cancer. This responsibility instilled in her a strong work ethic and a sense of responsibility from a young age. She questioned and successfully negotiated her own home and auto insurance premiums, realizing that many others might be overpaying for their insurance. This realization sparked her career in the insurance industry, driven by her passion for helping clients achieve the best possible coverage at the lowest possible cost.

Maria holds both her 215 (life, health, and annuities) and 220 (Property and Casualty) licenses, solidifying her expertise in the field. Her innovative approach to insurance solutions has led to significant achievements, such as saving a condo association built in 1973 over $200,000 in commercial property insurance through a unique and creative approach to coverage.

Her commitment to excellence and client advocacy has not gone unnoticed. She was nominated as VIP of the Year for the Hotaling Miami Office, a testament to her hard work and dedication. She attributes her success to the support and guidance of Hotaling Insurance Services’ leadership, including Bobby Hotaling, Vicente Castro, Neil Verdeja, Gabby Dieppa, and Jason Cavallo.

Outside of her professional life, Maria is passionate about exercise and weightlifting, which she believes are essential for a sound mind and a long, healthy life. She also enjoys cooking, a skill she honed alongside her mother and grandmother, making everything from scratch with a commitment to quality and tradition.

Maria Alvero is dedicated to providing exceptional insurance solutions tailored to each client’s unique needs. Whether you have a condo association or a commercial enterprise, Maria’s expertise and innovative approach will ensure you receive the best coverage at the most competitive rates. Contact Maria today to discover how she can help secure your future with comprehensive and customized insurance solutions.

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