Is Title Insurance a Waste of Money for Homebuyers?
Reading Time: 6 minutesIs Title Insurance a Waste of Money for Homebuyers? Exploring the Value, Costs, and Real-World Risks for Homebuyers in NYC, Miami, and Houston Introduction Hiring a closing team means balancing a myriad of costs—appraisal, origination, recording, and yes, title insurance. But when you discover that only 3–5% of title insurance premiums go toward actual claims—in […]
Top 45 Questions to ask Home Insurance Agent in 2024
Reading Time: 4 minutesTop 45 Questions to Ask Your Home Insurance Agent in 2024 Introduction: Why the Right Questions Matter When shopping for homeowners insurance, one of the smartest moves you can make is to ask the right questions. Whether you’re buying a new home, switching providers, or dealing with a home insurance claim, your understanding of the […]
What is an Annuity? Types, Benefits, Issues, Case Studies, Trends
Reading Time: 7 minutesWhat is an Annuity? Exploring Types, Benefits, Drawbacks, Case Studies, and Latest Trends What is an Annuity? Annuities are important tools that help people plan for retirement. They provide a steady stream of money and can be customized to meet different needs. This easy-to-understand guide will explain what annuities are, how they work, the different […]
Liquor Liability Insurance: Bars Clubs and Event Planners
Reading Time: 8 minutesLiquor Liability Insurance: Bars Clubs & Event Planners Introduction Liquor liability insurance is a critical safeguard for any business that sells or serves alcoholic beverages. This type of insurance helps manage risks associated with potential lawsuits and financial losses due to incidents involving alcohol. In the United States, the legal landscape and liability risks can […]
Rob Lasa: Lasa Links Insurance Swings into Hotaling Insurance Services
Reading Time: 2 minutesFOR IMMEDIATE RELEASE Media Contact: Gina DiLella gmd@hgfin.net 916-804-6772 Lasa Links Insurance Swings into Hotaling Insurance Services, Tees Up Rob Lasa as Insurance Consultant MIAMI, FL (May 14, 2024) — Lasa Links Insurance, a leading provider of custom insurance solutions, has joined forces with Hotaling Insurance Services (HIS), a full-service risk […]
Aviation Insurance: Types, Costs, Coverage, and Trends
Reading Time: 7 minutesAviation Insurance: Types, Costs, Coverage, and Emerging Trends Introduction Aviation insurance plays a crucial role in safeguarding businesses, individuals, and service providers involved in the aviation industry. Whether you’re a commercial airline, private pilot, or drone operator, understanding aviation insurance policies and the emerging trends impacting the industry is vital. In this guide, we explore […]
Perks for a Corporation In Need of Employee Benefits
Reading Time: 6 minutesPerks for a Corporation In Need Employee Benefits: Trends and Solutions Introduction An Employee benefits corporation are an integral part of the modern workplace, shaping the quality of life and well-being of employees while boosting retention and satisfaction rates for employers. Whether it’s mental health coverage through Employee Assistance Programs (EAPs), gym memberships to promote […]
PEO Compliance: Trends, HR Solutions and Case Studies
Reading Time: 5 minutesPEO Compliance: New Trends, HR Solutions and Case Studies Introduction As a ten-year veteran in the insurance industry, I’ve observed a significant shift in how businesses manage their human resources. One pivotal change has been the increasing reliance on Professional Employer Organizations (PEOs). But what exactly is a PEO, and how can it transform your […]
Loss History Reports in Homeowners and Renters Insurance
Reading Time: 6 minutes10 Essential Things to Know About Loss History Reports in Homeowners and Renters Insurance Introduction Understanding loss history reports (also known as loss run reports) is crucial for homeowners and renters navigating the insurance process. These reports play a significant role in determining premiums, coverage options, and overall insurability. Whether you’re buying a property, reviewing […]
Loss Prevention Coverage: Construction, Retail and Cyber Security
Reading Time: 5 minutesLoss Prevention: Construction, Retail and Cyber Security Introduction With over a decade of experience in the insurance sector, I have observed how crucial robust loss prevention or (LP) strategies are for safeguarding assets across various industries, including construction, retail, and cybersecurity. Effective LP extends beyond simple theft prevention; it encompasses a comprehensive range of practices […]