Is Prepaid Insurance an Asset in New York City

is prepaid insurance an asset

Reading Time: 5 minutesThe Strategic Importance of Prepaid Insurance in New York City Yes, prepaid insurance is indeed considered an asset in New York City, as it represents future coverage for which payment has already been made. Just like anywhere else, prepaid insurance provides the benefit of coverage for a specific period in the future, and its value […]

How Much Is A Crown Without Insurance: Repairing Vs. Replacing Crowns

How Much Is A Crown Without Insurance

Reading Time: 8 minutesDental Crown Costs Without Insurance: Repairing Vs. Replacing Crowns As an industry expert with over a decade of experience at Hotaling Insurance Services, I’ve seen firsthand the impact of dental health on overall well‑being. One of the most common questions patients face is whether to repair or replace damaged dental crowns—especially when paying out of […]

How Much Does Title Insurance Cost?

How Much Does Title Insurance Cost?

Reading Time: 7 minutesHow Much Does Title Insurance Cost? Unveiling the Hidden Factors Introduction As a corporation in the insurance industry, we’re often asked, “How much does title insurance cost?” Title insurance is a critical part of the home-buying process, but its cost can vary widely based on several factors. This article will delve into the nuances of […]

Group Health Insurance: Does Insurance Cover Dermatology?

Does Insurance Cover Dermatology? Short Answer is Yes.

Reading Time: 6 minutesGroup Health Insurance: Does Insurance Cover Dermatology? Summary Group Health Insurance: Does Insurance Cover Dermatology? Commercial (employer-sponsored) group health insurance is the principal mechanism through which businesses provide dermatology coverage to employees, encompassing both traditional fully insured plans and newer account-based arrangements (HRA/ICHRA). Key considerations include guaranteed-issue requirements, benefit design flexibility, compliance with federal mandates […]

Top 50 Obscure Tickets that Will and Won’t Effect Your Insurance

Top 50 Obscure Tickets that Will and Won't Effect Your Insurance

Reading Time: 8 minutesWhat Tickets Don’t Affect Insurance? If you are wondering “what tickets don’t affect insurance?” or “what tickets do affect insurance”? This listicle will give you quick unique insights and shine a light on how your policy will be reviewed based off of the ticket. Here’s a summary of how certain violations can change insurance payments: […]

Key Differences: PPLI vs. Traditional Life Insurance

Key Differences: PPLI vs. Traditional Life Insurance

Reading Time: 6 minutesKey Differences: PPLI vs. Traditional Life Insurance Executive Summary Private Placement Life Insurance (PPLI) is an ultra-high-net-worth wealth-management vehicle combining life-insurance protection with a tax-efficient investment wrapper. citywealthmag.com Unlike retail life policies—Indexed Universal Life (IUL), Variable Universal Life (VUL), and Whole Life—PPLI offers institutional-class strategies (hedge funds, private equity, real estate, ESG mandates, and cryptocurrency) […]

Car Insurance Fort Lauderdale

Car Insurance Fort Lauderdale

Reading Time: 2 minutesCar Insurance in Fort Lauderdale: Navigating the Waters of Protection As a seasoned expert at Hotaling Insurance Services with a decade under my belt, and as a mom who juggles soccer practice and dance recitals, I understand the unique challenges that Fort Lauderdale residents face when it comes to finding the right car insurance. It’s […]

Pet Insurance Florida Costs & Breeds

Pet Insurance Florida

Reading Time: 8 minutesNavigating Pet Insurance in Florida: Your Ultimate Guide for 2024 Introduction As a dedicated insurance agent with over a decade of experience at Hotaling Insurance Services and a mom to two wonderful children, I’ve seen firsthand the joy pets bring to our lives. They’re not just animals; they’re part of the family. Here in Florida, […]

Florida Car Insurance

Florida Car Insurance

Reading Time: 7 minutesNavigating Florida Car Insurance: A Comprehensive Guide to Coverage, Costs, and Savings As a dedicated professional in the insurance industry with over a decade of experience, and as a mother of two wonderful children, I’ve seen firsthand the impact of having reliable car insurance in Florida. Today, I want to share insights into Florida’s car […]

Classic Car Insurance Services Near Melville

Safeguarding Your Timeless Treasure: Classic Car Insurance in Long Island, Melville, NY

Reading Time: 3 minutesSafeguarding Your Timeless Treasure: Classic Car Insurance Long Island Introduction In the scenic locales of Long Island, NY, classic cars are not just modes of transportation; they’re cherished symbols of history and passion. Protecting these automotive treasures requires more than standard auto insurance—it demands specialized classic car insurance. With over 20 years of experience and […]