Bo Eaton is an insurance advisor at Hotaling Insurance Services, specializing in private client and high-net-worth personal risk management, commercial property & casualty, and life insurance and wealth-protection strategies. He works with business owners, entrepreneurs, and affluent families across real estate, hospitality, beverage, automotive, and other relationship-driven industries, with coverage ranging from high-value homes, collections, and umbrella liability to business property, general liability, workers’ compensation, and specialty coverages. Rather than treating each policy in isolation, Bo coordinates personal, business, and life insurance so clients can see and protect their complete risk picture. His approach starts with understanding the client’s full situation, auditing existing coverage, identifying gaps, and using Hotaling’s carrier relationships and specialist resources to build a coordinated solution.
Bo came to insurance from the ownership side of the table. He spent more than 20 years building businesses, brands, and partnerships in the beverage, hospitality, and consumer sectors, founding Saltwater Brewery in Delray Beach, Florida, and serving as principal of Fluid Consulting LLC, where he advises founders, investors, and operators on brand development, partnerships, and business strategy. After years of helping the same entrepreneurs and executives grow businesses and create wealth, he recognized they also needed a trusted advisor to protect those assets; he earned his Property & Casualty and Life & Health licenses and joined Hotaling to combine his entrepreneurial network with the resources of a sophisticated independent insurance platform. Having carried the financial, operational, and personal risks of ownership himself, Bo brings a practical, firsthand perspective to every client conversation.
A husband and father based in Delray Beach, Bo’s family is a major influence on how he thinks about protecting what people have built and planning for the future. Outside the office, you’ll find him playing padel, strength training, traveling, or spending time on or around the water. He remains deeply connected to the Delray Beach community, actively supporting local businesses, entrepreneurs, and community relationships throughout the area.
In a market like Florida, where affluent individuals and business owners often accumulate assets faster than their insurance programs evolve, and where the property and catastrophe landscape makes carrier selection and regular coverage review more important than ever, Bo stands out as a long-term advisor rather than someone simply quoting policies. His focus is helping clients protect their family, their business, their assets, and their future wealth.
Ready to see your complete risk picture in one coordinated program? Contact Bo Eaton at Hotaling Insurance Services today to schedule a consultation.
