Joseph Ragusa


As Assistant Vice President of Commercial Lines and Cyber Risk at Hotaling Insurance Services, Joseph Ragusa is instrumental in developing the company’s innovative risk management strategies. With expertise spanning General Liability, Workers Compensation, Commercial Property, Cyber Liability, Builders Risk, and Owners Interest, Joseph ensures his clients receive tailored insurance programs that mitigate their unique risks. His work supports industries such as general construction and professional services, demonstrating his versatility and invaluable contribution to the Hotaling team.

Starting his insurance career in 2008 at a major New York City brokerage, Joseph quickly developed a passion for the fast-paced environment. This initial experience laid a solid foundation for his career, allowing him to excel in roles that required both strategic oversight and detailed, client-focused service.

Joseph’s early exposure to the business world through his father’s construction company shaped his strong work ethic and deep understanding of industry-specific risks. Summers spent hanging sheetrock in Brooklyn, the Bronx, and Northern New Jersey have been crucial in informing his practical and effective insurance solutions tailored for the construction sector.

Committed to ongoing professional development, Joseph holds several prestigious designations, including Associates in General Insurance (AINS), Construction Risk Insurance Specialist (CRIS), and Cyber Professional Liability Practitioner (CPLP). These credentials reflect his dedication to staying ahead of industry trends and ensuring the highest standards of service for his clients.

Outside of work, Joseph is a dedicated community member and family man. He enjoys quality time with his wife, Colleen, and their four children, and volunteers as an assistant lacrosse coach for grades K-2. His hobbies include snowboarding, hiking, hunting, and fishing, reflecting his love for the outdoors and adventure.

If you’re seeking an insurance expert who combines in-depth industry knowledge with a genuine commitment to client success, Joseph Ragusa is the professional you need. Contact Joseph today to learn how he can help safeguard your business with customized insurance solutions designed to meet your specific needs.

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