Michael Guttman, the Executive Vice President of Property & Casualty at Hotaling Insurance Services, is renowned for his ability to simplify complex insurance matters, providing clients with tailored solutions that ensure comprehensive coverage. Focusing on high-risk sectors such as construction, commercial property, and professional organizations, Michael’s commitment to personalized service ensures each client receives a solution designed to mitigate their specific risks and safeguard their assets.
Specializing in construction and builder’s risk, commercial property, and insurance for condo associations and professional organizations like attorneys, physicians, and engineers, Michael’s expertise is instrumental in protecting some of the most complex and high-stakes ventures.
After a successful decade on Wall Street, Michael’s life was transformed by the events of 9/11. Standing just a few blocks from the Twin Towers when the second plane struck, he witnessed the devastating loss firsthand. This experience fueled his passion for the insurance industry, driving him to devote his career to helping others manage and mitigate loss. Bringing over 20 years of industry experience, Michael holds both Property & Casualty (P&C) and Life Accident & Health (LA&H) licenses. He transitioned from Wall Street to his father’s insurance business, where his leadership spurred significant growth, culminating in a successful merger with Hotaling Insurance Services in 2021.
Facing the industry’s current challenges, particularly rising premiums in property coverage, Michael employs strategies such as higher deductibles and sublimits to provide cost-effective solutions for his clients. His deep understanding of the market and innovative approach make him an invaluable asset to those seeking reliable insurance guidance.
Beyond his professional achievements, Michael enjoys playing tennis and supporting his wife’s photography business, reflecting his dedication to community and family.
If you are looking for an insurance expert who combines extensive industry knowledge with a genuine commitment to client satisfaction, Michael Guttman is the professional you need. Contact Michael today to discover how he can help you navigate the complexities of insurance and secure the coverage you deserve.
