Seve Ramirez, Insurance Advisor at Hotaling Insurance Services, helps individuals, families, and professionals safeguard their financial future through tailored life insurance and estate planning strategies. With a focus on uncovering gaps in legacy plans and clarifying complex insurance structures, Seve equips clients with smarter, more sustainable solutions, especially during career transitions or major life milestones. His clients value his clear guidance and ability to make confident decisions possible in an often-overwhelming financial landscape.
Born and raised in Houston, Texas, Seve’s early career in collegiate athletics at the University of Houston shaped his discipline, competitiveness, and relationship-driven work ethic. After being hired into the insurance industry by the father of a former athlete, a 20+ year industry veteran, Seve was inspired by the flexibility and purpose-driven nature of the profession. Witnessing how a career in insurance allowed his mentor to remain present in his children’s lives deeply influenced Seve’s own professional path and values. That early inspiration still drives his mission today: to help others build protection that aligns with both personal and generational goals.
Before joining Hotaling Insurance Services, Seve made a strong impression in the industry, earning Rookie of the Year honors at his former firm and speaking on stage at its annual awards ceremony. He quickly developed a reputation for helping clients navigate the rising costs of long-term care, shifting estate tax laws, and inefficiencies often found in legacy insurance plans. His thorough audit process enables clients to replace oversold, underperforming plans with strategies that actually support their long-term goals.
Outside of the office, Seve and his wife remain actively involved with their alma mater, supporting University of Houston athletics, volunteering their time, and serving on university boards. A proud father, Seve enjoys spending time outdoors with his children and finds his competitive edge on the golf course (hence his name “Seve”) and pickleball court.
Whether you are preparing for retirement, protecting your family’s future, or reevaluating legacy policies, Seve brings insight, precision, and personal commitment to help you move forward with confidence.
Reach out to Seve today to start building a smarter, more secure financial plan that truly reflects your goals.
