Change Healthcare Cyberattack: Insurance Lessons From the 2024 Breach
Reading Time: < 1 minuteThe February 2024 cyberattack on Change Healthcare disrupted claims processing, pharmacy operations, and revenue cycles for hospitals and practices across the country for weeks. The attack exposed the systemic risk of concentrated third-party technology dependencies in healthcare and triggered the largest healthcare data breach in U.S. history, affecting 100M+ patient records. For businesses that depend […]
Special Event Insurance: Coverage & Cost for Parties, Festivals & Corporate Events
Reading Time: 2 minutesSpecial event insurance is a short-term liability policy that covers bodily injury, property damage, and other claims arising from a specific event — a corporate party, holiday gathering, festival, fundraiser, or wedding reception. Most venues, parks, and event spaces require proof of event liability insurance before they’ll book your date. A single-event policy typically costs […]
Commercial Property Insurance Costs: Why Rates Are Rising and How to Manage Them
Reading Time: < 1 minuteCommercial property insurance costs have increased 10-20% annually since 2022, driven by catastrophic weather losses, rising construction costs (replacement values up 30-40%), and a reinsurance market passing higher costs to primary carriers. For property owners, the premium increase at renewal is often the most visible line-item shock in the entire insurance program. For SBA-financed properties, […]
Cyber Insurance for Casinos: Protecting Gaming Operations From Digital Threats
Reading Time: < 1 minuteCasinos and gaming operations are high-value cyber targets. They process millions in credit card transactions, store patron PII, and run networked systems controlling everything from slot machines to hotel reservations. A single data breach can expose hundreds of thousands of patron records and trigger PCI-DSS fines, state notification requirements, and class-action lawsuits. Cyber insurance for […]
Protecting Your Business with Pollution Liability
Reading Time: 2 minutesProtecting Your Business with Pollution Liability Today we’re talking about pollution liability insurance and why it’s important for business owners. As we all know, when you own a business, there are risks that come with the territory. But what if one of those risks is something you didn’t even realize was there? What is Pollution […]
Protecting Your Equipment with Inland Marine Insurance
Reading Time: 2 minutesProtecting Your Equipment with Inland Marine Insurance When it comes to protecting your equipment while it’s in transit, look no further than Inland Marine Insurance. This type of insurance financially protects a variety of products, ranging from computers and servers to medical and scientific equipment. Let me tell you why this is an important form […]
The Benefits of Directors and Officers Insurance
Reading Time: 2 minutesProtecting Executives: The Benefits of Directors and Officers Insurance (D&O) Have you ever heard of Directors and Officers Insurance or (D&O)? Probably not. But if you’re an executive, it’s something you need to know about. It protects executives in the event that they are sued by a third party. In this article, learn why D&O […]
Commercial General Liability Insurance: What It Covers, Costs & Who Needs It
Reading Time: < 1 minuteCommercial general liability (CGL) insurance is the foundational coverage for any business — it pays for third-party bodily injury, property damage, and personal/advertising injury claims arising from your operations, products, or premises. If a customer slips in your office, your product injures someone, or your advertising defames a competitor, CGL is the policy that responds. […]