GLP-1 Coverage in 2027: What Self-Funded Employers Should Do
Reading Time: 7 minutesMost self-funded employers should keep GLP-1 coverage for diabetes and move weight-loss coverage to a managed-access model in 2027, rather than drop it entirely or leave it open. The cost pressure is real: among employers that cover GLP-1s for weight loss, the drugs averaged 11.4% of total annual claims in 2026, up from 6.9% in […]
2027 Health Benefits Renewal: An 8% Cost Increase Playbook
Reading Time: 7 minutesEmployers should plan for health benefit costs to rise 8% to 10% in 2027. Marsh projects an 8.2% increase after cost-cutting moves, the steepest since 2003, and employers say the jump would be 11% if they did nothing. Aon puts 2027 growth at 9.5%, pushing average cost above $19,000 per employee. The employers who come […]
Employee Benefits Education: Helping Young Employees Understand Their Coverage
Reading Time: < 1 minuteYoung employees consistently underuse their benefits packages because they do not understand what is available, how it works, or why it matters. The result: low enrollment in voluntary benefits, poor health plan selection, and missed opportunities like HSA contributions and 401(k) matches that cost them thousands over time. For employers, benefits education is not a […]