Medical Malpractice Insurance Cost in 2026: What Physician Groups Actually Pay

Reading Time: 9 minutesKey Takeaways for Healthcare Risk Managers National average: $7,500/year for primary care physicians, but $150,000–$243,000+ for high-risk specialties in litigation-heavy states Seven consecutive years of increases: AMA’s April 2026 report confirms medical liability premiums have risen every year since 2019, with 39.9% of all premiums increasing in 2025 Geography drives cost more than specialty: The […]