How AI Is Changing Insurance: Underwriting, Claims & Policy Reviews in 2026
Reading Time: 2 minutesArtificial intelligence is reshaping how insurance companies underwrite risk, process claims, detect fraud, and review policies. For mid-market businesses, the practical impact is faster quotes, more granular pricing, and automated claims decisions that can work for or against you depending on how your data looks to the algorithm. The shift is accelerating in 2026 — […]
What Is Supplemental Life Insurance? A Complete Guide for Employees and HR Teams
Reading Time: 5 minutesKey Takeaways on Supplemental Life Insurance What it is: Additional life insurance coverage you purchase through your employer, on top of the basic group life insurance your company provides at no cost Why you probably need it: Employer-provided basic life is typically 1x your salary — most financial advisors recommend 10-15x annual income in total […]
Health Insurance Deductibles Explained: How They Work and How to Choose
Reading Time: < 1 minuteA health insurance deductible is the amount you pay out of pocket for covered medical services before your insurance plan starts paying its share. If your deductible is $2,000, you pay the first $2,000 of covered costs yourself. After that, the plan kicks in with coinsurance (typically 70-80% plan, 20-30% you) until you reach your […]