How AI Is Changing Insurance: Underwriting, Claims & Policy Reviews in 2026
Reading Time: 2 minutesArtificial intelligence is reshaping how insurance companies underwrite risk, process claims, detect fraud, and review policies. For mid-market businesses, the practical impact is faster quotes, more granular pricing, and automated claims decisions that can work for or against you depending on how your data looks to the algorithm. The shift is accelerating in 2026 — […]
Supplemental Life Insurance for Employers: Designing Voluntary Benefits That Retain Talent (2026)
Reading Time: 10 minutesSupplemental Life Insurance for Employers: How to Structure Voluntary Benefits That Retain Top Talent Your company’s basic group life insurance probably covers one to two times each employee’s salary. For a mid-level manager earning $95,000, that’s a $190,000 death benefit — enough to cover maybe 18 months of their family’s expenses if they’re lucky. Your […]
Health Insurance Deductibles Explained: How They Work and How to Choose
Reading Time: < 1 minuteA health insurance deductible is the amount you pay out of pocket for covered medical services before your insurance plan starts paying its share. If your deductible is $2,000, you pay the first $2,000 of covered costs yourself. After that, the plan kicks in with coinsurance (typically 70-80% plan, 20-30% you) until you reach your […]