How AI Is Changing Insurance: Underwriting, Claims & Policy Reviews in 2026
Reading Time: 2 minutesArtificial intelligence is reshaping how insurance companies underwrite risk, process claims, detect fraud, and review policies. For mid-market businesses, the practical impact is faster quotes, more granular pricing, and automated claims decisions that can work for or against you depending on how your data looks to the algorithm. The shift is accelerating in 2026 — […]
Supplemental Life Insurance: What It Is, What It Costs, and How Employers Design It (2026)
Reading Time: 9 minutesSupplemental Life Insurance: What It Is, What It Costs, and How Employers Design It (2026) Supplemental life insurance is additional excess liability coverage employees can purchase through their employer beyond the basic group life policy. Most employers provide a base policy of 1–2× annual salary for free; supplemental coverage lets employees buy additional protection — […]
Health Insurance Deductibles Explained: How They Work and How to Choose the Right Plan Design
Reading Time: 7 minutesHealth Insurance Deductibles Explained: How They Work, What Employers Pay, and How to Choose the Right Plan Design Key Takeaways What it is: The amount employees pay out of pocket for covered medical services before the plan starts paying its share 2026 averages: Individual deductibles average $1,787 for PPO plans and $2,825 for HDHPs. Family […]