Hurricane Deductibles on High-Value Homes: What You Really Pay
Reading Time: 7 minutesOn a high-value home, a hurricane deductible is usually 1% to 5% of the dwelling limit, not a flat dollar amount. On a $10 million home that means $100,000 to $500,000 out of pocket before the policy pays. Add the fact that standard policies exclude flood, and the National Flood Insurance Program caps dwelling coverage […]
Re-Bidding Your PEO: What Multi-State Employers Save
Reading Time: 7 minutesRe-bid your PEO every three to four years, or sooner if your headcount, states, or benefits costs have changed. Most employers never do, and the gap compounds: admin fees, workers comp rates, state unemployment (SUI) rates, and benefit pricing are all negotiable, and incumbents rarely volunteer reductions. NAPEO research puts the return on using a […]