Why Are Employee Benefits Important in Today’s Job Market?
Reading Time: 4 minutesKey Takeaways: Why Employee Benefits Matter Benefits are the #2 factor in job decisions: After salary, benefits are the most important factor employees consider when choosing and staying with an employer — 78% of employees say benefits influence their decision to accept a job offer Health insurance leads: Group health insurance is the most valued […]
Can You Cancel Your Insurance Claim? Here’s How
Reading Time: 7 minutesReading Time: 6 minutes See also: our guide on key person life insurance. Introduction Imagine that you’ve just filed an insurance claim—but then you change your mind. Perhaps you settle repairs out‑of‑pocket or resolve the issue directly with the other party. Now you’re wondering: Can you cancel your insurance claim? In today’s fast‑paced world, this […]
Are Docks Covered by Homeowners Insurance
Reading Time: 6 minutesStandard homeowners coverage forms the foundation of residential protection — our overview of homeowners insurance fundamentals covers what every policy includes and excludes. Condo owners with waterfront units face the same dock and flood questions as homeowners — the complete guide to condo insurance coverage covers the walls-in coverage structure that differentiates condo insurance from […]
IUL Calculator vs Insurance Agent | Which Gets Better Rates?
Reading Time: 5 minutesWhy a Personal Agent is Better Than an Index Universal Life Insurance Calculator Introducing An Index Universal Life Insurance Calculator suffers from limited understanding of personal circumstances, lack of nuanced insight, absence of comprehensive planning, inflexibility and static outputs, no emotional support or human interaction, inability to advocate during claims, a limited to predefined scenario […]
Cyber Insurance Explained | Coverage, Costs & Pros vs Cons
Reading Time: 5 minutesReading Time: 4 minutes Reading Time: 4 minutes See also: our guide on vendor liability insurance. What is Cyber Insurance? Coverage, Costs, Pros and Cons Introduction Cyber insurance is an essential safeguard in today’s digital world, protecting businesses from the financial repercussions of cyber attacks. Imagine a scenario where your company faces a major data […]
Is Title Insurance a Waste of Money for Homebuyers?
Reading Time: 8 minutesWhy most homebuyers pay $2,000+ for insurance that pays out only 3-5% in claims—and whether you actually need it If you’re closing on a home in Houston, Miami, or NYC, you’ve probably stared at your settlement statement wondering why title insurance costs so much. You’re not alone. When buyers discover that title insurers pay out […]
Top 45 Questions to Ask Your Home Insurance Agent in 2026
Reading Time: 3 minutesSection 1: Top Home Insurance Questions To Ask What does my policy cover and exclude? Does it include flood, earthquake, or windstorm damage? What’s the difference between replacement cost and actual cash value? Is rebuilding to current building codes included? Are there discounts for smart homes or eco-friendly upgrades? Is identity theft protection part of […]
What Is an Annuity? Types, Benefits, and How They Fit Into Retirement Planning
Reading Time: < 1 minuteAn annuity is a contract between you and an insurance company: you pay a lump sum or series of payments, and the insurer guarantees income back to you, either immediately or starting at a future date. Annuities are primarily used for retirement income, tax-deferred growth, and protection against outliving your savings. Mid-market companies should also […]
Liquor Liability Insurance: Bars Clubs and Event Planners
Reading Time: 8 minutesIntroduction Liquor liability insurance is a critical safeguard for any business that sells or serves alcoholic beverages. This type of insurance helps manage risks associated with potential lawsuits and financial losses due to incidents involving alcohol. In the United States, the legal landscape and liability risks can vary significantly from one state to another, making […]
Rob Lasa: Lasa Links Insurance Swings into Hotaling Insurance Services
Reading Time: 2 minutesFOR IMMEDIATE RELEASE Media Contact: Gina DiLella gmd@hgfin.net 916-804-6772 Lasa Links Insurance Swings into Hotaling Insurance Services, Tees Up Rob Lasa as Insurance Consultant MIAMI, FL (May 14, 2024) — Lasa Links Insurance, a leading provider of custom insurance solutions, has joined forces with Hotaling Insurance Services (HIS), a full-service risk management firm […]