Otto Insurance: Reviews, Rates, Claims, and Customer Service

Reading Time: 5 minutesOtto Insurance: What Sets It Apart—and Why Hotaling Is the Smarter Choice When you’re in the market for insurance, it’s easy to ask: “Is Otto Insurance legit?” or “Is Otto Insurance a scam?” Otto Insurance is a free aggregator that promises to connect you with top carriers for auto, home, life, and pet insurance quotes. […]
Does Insurance Cover Invisalign? Real Costs & FSA Tips

Reading Time: 7 minutesDoes Insurance Cover Invisalign? Real Costs & FSA/HSA Tips for 2025 Last Updated: September 11, 2025 Quick Insights: Understanding Invisalign Insurance Coverage Most dental insurance plans with orthodontic benefits offer partial coverage for Invisalign, typically covering 25% to 50% of the total cost. Expect a lifetime orthodontic maximum ranging from $1,000 to $3,000 per person; […]
Is Wegovy Covered by Insurance? Coverage Tips
Reading Time: 6 minutesIs Wegovy Covered by Insurance? Coverage Tips Getting Wegovy approved through your insurance plan can feel like navigating a maze. While some policies cover it for weight loss or diabetes-related obesity, many require prior authorization or deny coverage altogether. This guide will walk you through what to expect, who’s more likely to get approval, and […]
Does Trulicity Cause Weight Loss? Cost and Discounts

Reading Time: 7 minutesDoes Trulicity Cause Weight Loss? Cost and Discounts Introduction “Does Trulicity cause weight loss?” Yes, Trulicity’s role not just in blood sugar regulation but also in potentially aiding weight loss among patients.| has become a pivotal question in my decade-long tenure in the healthcare sector, particularly at Hotaling Insurance Services. This inquiry not only highlights […]
Are Automakers Sharing My Driving Behavior with Insurance Companies?

Reading Time: 2 minutesAre Automakers Sharing Your Driving Behavior with Insurance Companies? Featuring: Erika Rudnick A significant shift within the auto insurance industry has been underway, one that may affect how drivers perceive their privacy and premiums. As more automakers are sharing consumers’ driving behavior with insurance companies, consumers are discussing consent, data privacy, and the far-reaching implications […]
Will My Disability Benefits Change When I Turn 65?

Reading Time: 4 minutesWill My Disability Benefits Change When I Turn 65? SSDI to Retirement Introduction My clients ask me this every quarter, “will my disability benefits change when I Turn 65?” Short answer is no. When turning 65, your disability benefits transition from SSDI to retirement benefits without reducing the amount, ensuring financial and healthcare stability. As […]
Does Zenni Take Insurance?

Reading Time: 6 minutesDoes Zenni Take Insurance? Eyewear Savings and Benefits Introduction When it comes to purchasing eyeglasses, the common narrative involves a visit to the optometrist, followed by the daunting task of choosing frames and lenses from a limited, often expensive selection. However, as someone who has navigated the eyewear industry for over a decade, I’ve found […]
How Much is Amoxicillin Without Insurance? Costs & Discounts

Reading Time: 5 minutesHow Much Is Amoxicillin Without Insurance in 2025? If you’re battling a bacterial infection and have to pay cash for amoxicillin, you’ll be relieved to know this medication remains one of the most affordable antibiotics on the market. In 2025 the retail price for a standard ten‑day course (21 capsules of 500 mg each) averages around […]
Cyberattack on Change Healthcare Disrupts Essential Operations

Reading Time: 2 minutesIn the aftermath of the recent cyberattack on Change Healthcare, a subsidiary of UnitedHealth Group (UHG), it’s imperative to recognize the critical importance of robust cybersecurity measures and comprehensive cyber liability insurance coverage. This attack, labeled as one of the most disruptive in history, underscores the necessity to protect sensitive data and ensure proper insurance […]
How Much is Mounjaro Without Insurance: Upfront Costs & Deductibles

Reading Time: 8 minutes Quick Insights: Mounjaro costs $1,000-$1,200 monthly without insurance, but manufacturer savings cards can reduce costs to $25/month for eligible patients. Most insurance covers it for diabetes, not weight loss. How Much Is Mounjaro Without Insurance? Real Costs & Savings Strategies for 2025 Last Updated: September 18, 2025 | Reviewed by: Hotaling Insurance Team When […]