Colocation Data Center Insurance: What Operators and Tenants Each Need to Cover
Reading Time: 9 minutesColocation Data Center Insurance: What Operators and Tenants Each Need to Cover Colocation is the dominant model in the data center industry — a facility owner provides space, power, and connectivity while enterprise tenants deploy their own equipment. This structure creates two completely distinct insurance programs that need to coexist without gaps or overlaps: the […]
Data Center Business Interruption Insurance: Power Outages, Cyber Events, and SLA Exposure
Reading Time: 9 minutesData Center Business Interruption Insurance: How to Cover Power Outages, Cyber Events, and SLA Exposure Business interruption is the single largest premium component in an operational data center insurance program — and the coverage most likely to fail when a claim actually occurs. Power supply causes 45% of all data center outages. Cyberattacks can shut […]
Data Center Environmental Liability Insurance: Diesel, Batteries, Cooling, and the 2026 Risk Landscape
Reading Time: 9 minutesData Center Environmental Liability Insurance: Diesel, Batteries, Cooling, and the 2026 Risk Landscape Data centers are not environmentally clean facilities. A modern hyperscale campus stores thousands of gallons of diesel fuel for backup generators, handles chemical refrigerants and cooling system additives, generates significant battery waste from UPS system replacements, and in some cases manages wastewater […]
Texas Data Center Insurance: ERCOT Risk, Hurricane Exposure, and What Houston Operators Pay in 2026
Reading Time: 9 minutesTexas Data Center Insurance: ERCOT Risk, Hurricane Exposure, and What Houston Operators Pay in 2026 Texas has become one of the fastest-growing data center markets in the United States, trailing only Northern Virginia in active construction volume. Houston, Dallas-Fort Worth, and San Antonio are each seeing significant hyperscale and colocation development driven by power availability, […]
Data Center Insurance Cost: What Operators Actually Pay in 2026
Reading Time: 10 minutesData Center Insurance Cost: What Operators Actually Pay in 2026 Data center insurance costs vary more than almost any other commercial insurance line — from under $10,000 annually for a small managed service provider to over $5 million for a hyperscale campus. The variables that drive cost aren’t always obvious, and the difference between a […]
Data Center Cyber Insurance: Coverage, Costs, and What Standard Policies Miss in 2026
Reading Time: 9 minutesData Center Cyber Insurance: Coverage, Costs, and What Standard Policies Miss in 2026 Cyber liability has become the fastest-growing insurance cost for data center operators, with premiums rising 25–40% annually over the past three years for facilities handling sensitive enterprise data. Yet most data center operators carry cyber coverage that was written for a general […]
Colocation Data Center Insurance: Coverage Guide for Operators and Tenants
Reading Time: 9 minutesColocation Data Center Insurance: Coverage Guide for Operators and Tenants Colocation is the dominant model in data center infrastructure — a facility owner provides the physical space, power, and cooling, while tenants install and own their own servers and equipment. This arrangement splits risk across two parties in ways that create coverage gaps for both. […]
AI Data Center Insurance: Hyperscale Risk, Coverage Gaps, and What Brokers Are Doing Differently in 2026
Reading Time: 11 minutesAI Data Center Insurance: Hyperscale Risk, Coverage Gaps, and What Brokers Are Doing Differently in 2026 The commercial insurance market for data centers crossed into uncharted territory in 2026. Standard data center insurance programs built for 20MW colocation facilities weren’t designed for $10–$20 billion hyperscale campuses housing tens of thousands of GPUs, liquid cooling systems, […]
Data Center Business Interruption Insurance: Structuring Coverage for the Largest Operational Exposure
Reading Time: 10 minutesData Center Business Interruption Insurance: Structuring Coverage for the Largest Operational Exposure Business interruption insurance is the single largest premium component for most operational data center programs — and the coverage that’s most frequently inadequate when a major outage actually occurs. Power supply failures cause 45% of data center outages. A facility generating $50 million […]
Data Center Cyber Insurance: Coverage for Operators, Colocation Facilities, and Enterprise Tenants
Reading Time: 10 minutesData Center Cyber Insurance: Coverage for Operators, Colocation Facilities, and Enterprise Tenants Cyber insurance premiums for data centers have increased 25–40% annually over the past three years, and the trajectory isn’t slowing. Ransomware attacks, SLA-breach liability, non-damage business interruption, and regulatory exposure under HIPAA, PCI-DSS, and SOX are creating coverage needs that standard commercial property […]