What Is Captive Insurance and Why It Matters for Your Business
Reading Time: 7 minutesWhat Is Captive Insurance & Why It Matters for Your Business Captive insurance is an innovative risk management strategy that lets companies “insure themselves” by creating a licensed insurer solely for covering their own risks. At Hotaling Insurance Services, we believe that understanding what is captive insurance can unlock significant benefits—from cost savings and customized […]
Is Health Insurance a Waste of Money? Employee Expectations
Reading Time: 7 minutesIs Health Insurance a Waste of Money? Employee Expectations Is Health Insurance a Waste of Money? In recent years, conversations around health insurance have intensified. While some argue that paying monthly premiums for coverage that might rarely be used is an unnecessary financial burden, many employees expect health insurance to serve as an essential safety […]
Connelly Case Life Insurance: Policy Change Summary
Reading Time: 6 minutesNavigating the Impact of the Connelly Ruling: A Must-Know Update for Buy/Sell Agreements In an unexpected twist that few predicted, the Supreme Court’s recent Connelly ruling has challenged long-standing beliefs about stock redemption agreements. What was once a settled matter is now under review—specifically whether insurance proceeds should factor into a company’s valuation. This development […]
Is Life Insurance is a Waste of Money? Depends on Your Risk
Reading Time: 9 minutesIs Life Insurance a Waste of Money? Depends on Your Risk Is Life Insurance a Waste of Money? Depends on Your Risk. When planning for the future, one question many people ask is whether life insurance is a waste of money. The answer isn’t one-size-fits-all—it depends on your unique financial situation and risk profile. This post […]
Data Centers: Builders Risk & Workers Compensation
Reading Time: 5 minutesData Centers Risk Management: Builders Risk & Workers Compensation Strategies Data centers are the backbone of the digital age. They process and store critical information that supports businesses around the globe. Today, protecting these facilities is essential. In this guide, we show you how to integrate Builders Risk Insurance and Workers Compensation to safeguard your […]
What Does Builders Risk Insurance Cover? Data Centers
Reading Time: 5 minutesWhat Does Builders Risk Insurance Cover? Data Centers Introduction What Does Builders Risk Insurance Cover? When you begin a construction project, understanding your risk is as important as designing your structure. In this post, we’ll explore the scope of protection provided by these policies, how they differ from standard property insurance, and why knowing exactly […]
What Is Builders Risk Insurance?
Reading Time: 6 minutesWhat Is Builders Risk Insurance? Introduction What Is Builders Risk Insurance? In the world of construction and property development, risks are inherent. From severe weather to theft and vandalism, unexpected events can threaten your investment before a project is completed. For homeowners, contractors, and builders, having the right protection is essential. So, what is this […]
Employers Liability Insurance vs. Workers Compensation Pros and Cons
Reading Time: 5 minutesEmployers Liability Insurance vs. Workers Compensation Pros and Cons Written by the Hotaling Insurance Services Team Published May 27, 2024 When choosing between employers liability insurance vs. workers compensation, understanding the pros and cons of each is important for protecting your business and employees. Here, we break down the key differences, benefits, and drawbacks to […]
Definitive Workers Compensation Insurance Price Model
Reading Time: 4 minutesDefinitive Workers Compensation Insurance Price Model Workers compensation insurance helps keep your business and workers safe. Business owners need good prices on this insurance. They see many numbers and facts but are still trying to understand what is the workers compensation insurance price in Texas? In this guide, we explain these points in simple words. […]
Miami Insurance Services
Reading Time: 7 minutesMiami Insurance: Customized Plans with Comprehensive Coverage Introduction Miami’s reputation as a vibrant metropolis stems from its cultural diversity, bustling business environment, and beautiful coastal setting. Yet the city’s subtropical climate and unique geographic location bring specific challenges—hurricanes, floods, and dense urban risks. In this context, having the right insurance is far more than a […]