ANNOUNCEMENT: New Office Location New York City
ANNOUNCEMENT: New Office Location New York City We’re thrilled to share some exciting news—Hotaling Insurance Services has moved into a fresh new office in the heart of New York City! Our new address is: 1001 Avenue of the Americas (6th Avenue) Suite 1507 New York, NY 10018 We’re excited to kick off this year with a fantastic new location. #TogetherWeWIN
How Commercial Umbrella Insurance Extends Existing Coverage
10 Key Things to Know About Commercial Umbrella Insurance Key Takeaways Extended Coverage: Commercial umbrella insurance extends liability coverage beyond your primary policies. Comprehensive Protection: Covers bodily injury, property damage, legal fees, and advertising injury. Exclusions: Does not cover intentional acts, contractual liabilities, or professional errors. Industry-Specific Benefits: High-risk industries, like construction, retail, and hospitality, […]
How Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide
How Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide Commercial umbrella insurance is essential for restaurant owners looking to safeguard their business against unexpected financial risks that exceed standard policy limits. This extra layer of protection covers severe customer injuries, employee lawsuits, property damage, and liquor liability claims—ensuring that costly incidents don’t threaten the […]
Does Commercial Umbrella Cover Property Damage Liability Insurance?
10 Essential Facts About Property Damage Liability Insurance Introduction Property damage liability insurance is a crucial aspect of auto coverage that protects policyholders from financial losses when they are responsible for damaging someone else’s property. Whether you’re a first-time car owner or an experienced driver looking to refine your coverage, understanding this insurance type is […]
Excess Liability Coverage in Commercial Umbrella Insurance
Understanding Excess Liability Coverage in Commercial Umbrella Insurance Excess liability Coverage acts as a financial safety net when standard insurance limits fall short. Whether you’re safeguarding personal assets or shielding a business from catastrophic claims, this guide unpacks when, why, and how to leverage this protection—plus niche strategies competitors overlook. Key Takeaways ✅ Scenario-Based Protection […]
Commercial Auto Insurance: How Do I Insure My Business Vehicles
How Do I Insure My Business Vehicles? A Comprehensive Guide Introduction How Do I Insure My Business Vehicles? Insuring your business vehicles is more than just a requirement; it’s a critical step in protecting your business from financial risks associated with accidents, damages, and liability claims. Whether you’re a small business owner or manage a […]
What Isn’t Covered by Commercial Umbrella Insurance?
What Isn’t Covered by Commercial Umbrella Insurance: 10 Essential Facts to Know Commercial umbrella insurance is a vital safety net for businesses, providing additional liability coverage when primary policies reach their limits. However, many business owners mistakenly assume it covers everything. In this article, we’ll break down what isn’t covered by commercial umbrella insurance and […]
Do I Need Both Commercial and Personal Auto Insurance?
Do I Need Both Commercial and Personal Auto Insurance? Introduction Do you Need Both Commercial and Personal Auto Insurance? Choosing the right auto insurance depends on how you use your vehicle, who owns it, and the risks involved. For some individuals and businesses, both personal and commercial auto insurance may be necessary to ensure complete […]
How Much is Commercial Car Insurance for Luxury Automobiles?
How Much Is Commercial Car Insurance for Luxury Automobiles? 10 Factors That Determine Your Costs How Much is Commercial Car Insurance? If your business relies on vehicles, commercial car insurance is essential to protect your investment and meet legal requirements. But how much does it actually cost? From the type of vehicle to coverage limits, […]
Can You Use Commercial Auto Insurance for Personal Use? Complete Guide for Businesses and Drivers
Can You Use Commercial Auto Insurance for Personal Use? A Complete Guide for Businesses and Drivers Key Takeaways: Commercial Auto Insurance Commercial auto insurance is designed for business use but may allow limited personal use depending on the policy. Key features include higher liability limits, employee coverage, and protection for business-specific risks. Personal use examples […]