How Much is Commercial Auto Insurance in Florida?
Reading Time: 4 minutesHow Much is Commercial Auto Insurance in Florida? Running a business in Florida that relies on vehicles comes with its own set of challenges—and commercial auto insurance is one of the most important protections you can put in place. From contractors and delivery drivers to real estate professionals and landscapers, if your vehicle is used […]
Get Houston Builders Risk Insurance Services
Reading Time: 6 minutesGet Houston Builders Risk Insurance Services Get Houston Builders Risk Insurance today! Imagine you’re overseeing a $1 million high-rise renovation in downtown Houston’s 77002 district. You’ve secured permits, hired contractors, and materials are en route—but then an unexpected summer flood damages thousands of dollars in framing and drywall. Without proper protection, your project’s timeline and […]
EPLI Coverage: Supreme Court’s 2024 Decision
Reading Time: 4 minutesHow the Supreme Court’s Decision Reshapes EPLI Coverage Introduction As an expert in the insurance industry with a decade of experience, I have seen numerous policy evolutions, but few are as pivotal as those impacting Employment Practices Liability Insurance (EPLI). The recent unanimous Supreme Court decision, which revisits the legal threshold for “significant harm” in […]
Unlocking the Benefits of PPLI Insurance in Miami
Reading Time: 5 minutesUnlocking the Benefits of PPLI Insurance in Miami: A Comprehensive Guide to Protecting Your Wealth Introduction: In Miami’s vibrant economy—anchored by tourism, international banking, real estate development, and port operations—high-net-worth individuals confront the twin goals of maximizing growth and protecting assets against litigation, creditors, and tax volatility. Private Placement Life Insurance (PPLI) tailored for Miami […]
How Much Does Title Insurance Really Cost in California?
Reading Time: 4 minutesUnlocking the Costs: How Much Does Title Insurance Really Cost in California? Navigating the home buying process in California can feel overwhelming, especially when it comes to understanding title insurance and its costs. For many, this critical safeguard against potential property disputes and claims is shrouded in mystery. So, how much does title insurance really […]
What Disqualifies Life Insurance Payout? How to Fix It Now
Reading Time: 3 minutesWhat Disqualifies Life Insurance Payout? How to Fix It Now Quick Insights Policy Lapse: Missed payments cause automatic termination. Fraud or Misrepresentation: False info on the application voids the contract. Death During Contestability: Death within 2 years = claim investigation. Excluded Causes: Suicide, illegal acts, or risky hobbies may nullify coverage. Homicide or Beneficiary Fraud: […]
How Much Is Builders Risk Insurance?
Reading Time: 5 minutesHow Much Is Builders Risk Insurance? 2025 National Cost Guide Quick Insights: Builders Risk Insurance at a Glance Factor Typical Range National Average Rate $40–$85/month per $100,000 project value Project Types Covered New builds, renovations, tenant improvements Cost Factors Location, project type, value, duration Term Length 3–12 months (extendable) Common Add-ons Equipment, ordinance upgrade, soft […]
SaaS Insurance in 2025: Costs, Coverage & VC Essentials
Reading Time: 5 minutesSaaS Insurance in 2025: Costs, Coverage & VC Essentials Written by the Hotaling Team This content reflects the collective insight of our insurance specialists and commercial risk advisors. Last reviewed: July 24, 2025 Talk to an Advisor Now Need answers today? Schedule a 1-on-1 with a SaaS insurance specialist or request an instant quote below. […]
What is Property Damage Liability?
Reading Time: 4 minutesWhat Is Property Damage Liability? Imagine this: You’re driving through your neighborhood and accidentally hit a parked car. The damage looks expensive. Who’s going to pay for it?If you have property damage liability insurance, your policy does. 🧠 Key Takeaways ✅ Property damage liability (PDL) pays for damages you cause to someone else’s property ✅ […]
Does Liability Insurance Cover Theft?
Reading Time: 4 minutesDoes Liability Insurance Cover Theft? Liability insurance is one of the most commonly misunderstood types of coverage—especially when it comes to theft. If your car, equipment, or even a catalytic converter is stolen, will liability insurance help you recover the loss? The short answer: No. Liability insurance does not cover theft. But there’s a lot […]