We Specialize in Accidental Death Sports Insurance for Athletes
Hotaling’s Sports & Entertainment desk has spent 20 plus years protecting A-list athletes and performers. Because major carriers often exclude or surcharge “hazardous pursuits,” our team taps surplus-lines markets—Typical outcome: 20–30 % savings compared with the first price an athlete sees online.
Learn more about our Sports Services
Our Athlete-Led Advisory Team
| Advisor | Athletic Résumé | Why That Helps You |
|---|---|---|
| Mike Thomas | University of Utah WR; two NFL practice-squad seasons | Packages schedules & safety certs so underwriters assign lower risk tiers. |
| Cutter Dykstra | 10-year MLB career (Brewers/Nationals) | Aligns AD limits with endorsement income and contract clauses. |
| Tanyon Sturtze | 12-year MLB pitcher (Yankees/Rays) | P&C + sports-accident expertise—ideal for large rosters or event promoters. |
Coverage Snapshot
- Lump-sum AD (\$50 k – \$100 M) – base benefit for fatal accident.
- Dismemberment / Paralysis – adds 10-25 % premium.
- Catastrophic Disability Income – adds 15-30 % premium.
- Common-Carrier Double-Indemnity – adds about 5 % premium.
- Worldwide Med-Evac (IMG / Markel) – often bundled.
Real-World Hotaling Wins
Mike Thomas, Sports & Entertainment Advisor at Hotaling Insurance Services, celebrated a major “win” on LinkedIn: two of his advisory clients—quarterback Cam Ward and cornerback Will Johnson—were selected in the 2025 NFL Draft. He notes their years of “countless wins, awards, clutch plays, and tough losses,” saying every step of the journey contributed to this milestone and that he’s honored to be part of their team as their careers advance.
Ready to Lock In Protection?
- Request a Quote or call the Sports & Entertainment desk.
- Review your multi-carrier comparison in 48 hours.
- Bind coverage before the next race, jump, or game and compete with confidence.
Compete hard. Travel fearless. Hotaling’s athlete-led team shops the entire market, squeezes every discount, and stands by your side if tragedy ever strikes.
FAQs
Can amateurs buy this?
Yes—Petersen and IMG happily quote weekend athletes; premiums scale to event count.
Does it stack with my life policy?
Absolutely. The AD benefit pays in addition to any life-insurance proceeds, doubling family protection.
Any sports always declined?
Almost none—We can rate even BASE-jumping; premium simply rises with risk.
Why Stand-Alone AD Cover Matters
- Ordinary life or group AD&D policies often exclude sky-diving, motorsports, mountaineering, and similar sports, or impose punitive surcharges.
- A dedicated sports-AD plan pays a tax-free lump sum ($50 k – $100 M), with optional riders for dismemberment, catastrophic-disability income, and worldwide med-evac.
- 2025 premiums average $0.01–$0.04 per $1 000 of cover—about $120–$480 per year for $1 million—adjusted for sport, age, and schedule.
Ready to Lock In Protection?
Fill out our form below to contact us!