Medical Malpractice Insurance for Texas Medical Center Physicians
Reading Time: < 1 minuteMedical malpractice insurance for physicians at Texas Medical Center institutions varies depending on whether you are employed (institution carries coverage) or in private practice (you carry your own). The two policy types, claims-made and occurrence, have fundamentally different implications for when you change employers or retire, and choosing the wrong one can leave you exposed […]
Medical Malpractice Insurance Cost in 2026: What Physician Groups Actually Pay
Reading Time: 9 minutesKey Takeaways for Healthcare Risk Managers National average: $7,500/year for primary care physicians, but $150,000–$243,000+ for high-risk specialties in litigation-heavy states Seven consecutive years of increases: AMA’s April 2026 report confirms medical liability premiums have risen every year since 2019, with 39.9% of all premiums increasing in 2025 Geography drives cost more than specialty: The […]
Employee Benefits Education: Helping Young Employees Understand Their Coverage
Reading Time: < 1 minuteYoung employees consistently underuse their benefits packages because they do not understand what is available, how it works, or why it matters. The result: low enrollment in voluntary benefits, poor health plan selection, and missed opportunities like HSA contributions and 401(k) matches that cost them thousands over time. For employers, benefits education is not a […]