Don’t Wait. Start Your Home Inventory Today
Reading Time: 4 minutesHome Inventory for Insurance: Why Documenting Your Assets Is the Difference Between a Full Payout and a Fight Key Takeaways 59% of homeowners are underinsured: CoreLogic estimates the average underinsurance gap at $78,000 — largely because policyholders don’t know what they own or what it would cost to replace Undocumented claims settle for 30-50% less: […]
Private Client Services
Reading Time: 21 minutesKey Takeaways High-Net-Worth Coverage Gaps: Standard homeowners and auto policies cap at $300K-$500K in liability — one serious claim can wipe out assets that took decades to build Replacement Cost Protection: Guaranteed replacement cost on homes, scheduled coverage on collections, and agreed-value on vehicles prevent underinsurance on high-value assets Umbrella Minimums: We typically recommend $5M-$10M […]
How Sewer Backups Can Drain Your Wallet
Reading Time: 4 minutesHow Sewer Backups Can Drain Your Wallet Until an issue arises, your home’s pipes are likely out of sight, out of mind. And when that issue is a sewer backup, it can be a huge and costly problem. Sewer backups are a major issue homeowners can face, especially in older homes or areas with outdated […]
Condo and Co-Op Insurance: The Comprehensive Guide
Reading Time: 3 minutesSee also: our guide on umbrella insurance policy. Related: Otto Insurance review. Related Resources: will my homeowners insurance cover preventative tree • does renters insurance cover bed bugs and For related coverage, explore our resources on will my homeowners insurance cover preventative tree and does renters insurance cover bed bugs and. Related: advertising injury insurance […]
The Benefits of Renters Insurance
Reading Time: 4 minutesRenters Insurance: What It Covers, What It Costs, and Why 55% of Renters Are Gambling Without It Key Takeaways Cost: $15-$30/month: The national average renters insurance premium is $174/year ($14.50/month) for $30,000 in personal property coverage and $100,000 in liability — less than most streaming subscriptions 55% of renters have no coverage: Unlike homeowners insurance […]
Why You Need Flood Insurance
Reading Time: 2 minutesWhy You Need Flood Insurance Blog Introduction: As a homeowner, one of the most important things you need to protect yourself against is flooding. Flood insurance helps cover your property and possessions in the event of a flood from tidal waters or excessive rain. This kind of insurance safeguards you from financial losses due to […]
Watercraft Insurance | Boat & Jet Ski Coverage Options
Reading Time: 2 minutesProtect Your Watercraft With Watercraft Insurance: Hotaling Insurance Services If you’re an owner of a watercraft, whether it be a sailboat, mega yacht, or jet ski, then chances are you’ve heard of watercraft insurance. But what exactly is it? Watercraft insurance is an umbrella term that covers any type of vessel used on the open […]
Collections: Protect Your Most Valuable Possessions
Reading Time: 2 minutesCollections: Protect Your Most Valuable Possessions When it comes to our collections and things that we love and cherish, nothing is too good when it concerns their protection. Whether it’s jewelry, fine art, antiques, wine, or collectibles, there’s no denying that our most prized possessions are worth protecting. That’s why you need insurance for your […]
Auto Insurance by Vehicle Type | Coverage for Any Car Model
Reading Time: 2 minutesAcquire Auto Insurance Regardless Of Your Car Model Whether you’re cruising around in an antique classic or a cutting-edge exotic car, auto insurance is an essential part of your financial security. Insurance isn’t just important when it comes to protecting yourself and your vehicle against the unexpected; it also provides you with peace of mind […]
Homeowners Insurance – Protecting Your Property and Finances
Reading Time: 6 minutesHomeowners Insurance – Protecting Your Property and Finances If you own a home, then you know how important it is to have the right insurance coverage. Homeowners insurance provides financial protection in the event that your property experiences any damage or loss. It can be a lifesaver if something goes wrong and can save you […]