Why Power Infrastructure Creates Insurance Exposure
Reading Time: 10 minutesReading Time: 10 minutes How Data Centers Use Energy and Why Power Infrastructure Creates Insurance Exposure Key Takeaways for Enterprise Risk Managers Staggering Energy Consumption: U.S. data centers consumed 176 terawatt-hours of electricity in 2023 — 4.4% of total national consumption — and projections show this could reach 325-580 TWh by 2028, potentially accounting for […]
Data Center Construction Insurance Costs: What Developers and Contractors Should Expect in 2026
Reading Time: 11 minutesKey Takeaways for Developers and Contractors Insurance Takes Up to 10% of Project Budget: According to industry estimates, insurance can consume up to 10% of a data center construction project’s total budget — on a $2 billion campus, that’s $200 million in insurance costs that must be modeled before breaking ground Builders Risk Rates: Data […]
Why Data Centers Matter to the U.S. Economy and How CEOs Are Managing the Risk
Reading Time: 9 minutesKey Takeaways for Enterprise Risk Managers Critical National Infrastructure: In June 2025, hyperscale data centers were formally designated “Critical Digital Infrastructure” by the federal government, unlocking expedited permitting and federal risk-sharing programs $7 Trillion Economic Engine: McKinsey projects up to $7 trillion in global data center construction spending by 2030, making this the largest infrastructure […]
Data Center Insurance | U.S. Growth & Coverage Requirements
Reading Time: 11 minutesData Center Growth in the U.S.: Where Developers Are Building and What It Means for Insurance Key Takeaways for Enterprise Risk Managers Explosive U.S. Growth: The United States had 565 operating data centers and 571 planned projects as of December 2025, with construction spending surging from $1.8 billion in 2014 to $28.3 billion in 2024 […]
What Is a Data Center and Why Does It Need Specialized Insurance
Reading Time: 12 minutesReading Time: 12 minutes What Is a Data Center and Why Does It Need Specialized Insurance – Hotaling Insurance Guide Key Takeaways for Enterprise Risk Managers Data Centers Defined: A data center is a physical facility housing computer servers, storage systems, and networking equipment that processes and stores massive volumes of digital data — and […]
Florida Mega-Development Boom Insurance Guide for CEO’s
Reading Time: 9 minutes Florida Mega-Development Boom Insurance Guide: Coverage for Contractors and Developers Around Disney’s $17B Expansion, Epic Universe, and the Tropicana Field Redevelopment Key Takeaways for Florida Contractors and Developers Orlando Construction Pipeline Exceeds $30 Billion: Disney’s $17B expansion across 17,000 acres and Universal’s Epic Universe (opened May 2025 with expansion already underway) are driving the […]
Commercial Cleaning and Janitorial Business Insurance
Reading Time: 7 minutesReading Time: 7 minutes Commercial Cleaning and Janitorial Business Insurance: Coverage for Building Service Contractors Key Takeaways for Enterprise Risk Managers Slip-and-Fall Dominates Claims: Wet floor injuries account for the largest share of GL claims against cleaning companies — proper coverage and waiver protocols are essential Property Damage Exposure: Cleaning crews work inside client buildings […]
Staffing Agency Insurance
Reading Time: 8 minutesReading Time: 8 minutes For more details, see our guide on cybersecurity awareness best practices. Staffing Agency Insurance: Essential Coverage for Temporary Employment and Workforce Solutions Companies Key Takeaways for Enterprise Risk Managers Workers Compensation Dominates: Staffing agencies face the highest workers comp complexity of any industry — your temporary employees work in client […]
Houston Freight Broker Insurance
Reading Time: 9 minutesReading Time: 9 minutes Freight Broker Insurance: Protecting Houston Logistics Operations From Bond to Cargo Liability Key Takeaways for Enterprise Risk Managers BMC-84 Surety Bond or Trust Fund: Every freight broker must carry a $75,000 bond or trust — but that barely scratches the surface of real exposure for mid-market operations Contingent Cargo Coverage: […]
Types of Property and Casualty Insurance: Which Do You Need?
Reading Time: 9 minutesWhat Does Property and Casualty Insurance Cover? Enterprise Coverage Guide Property and casualty insurance for enterprises encompasses comprehensive protection addressing both physical asset exposure and liability risk across multi-jurisdictional operations. For organizations managing $20M-$200M+ revenue, understanding P&C coverage components determines whether your insurance program adequately protects against operational disruption, regulatory penalties, and catastrophic loss events. […]