GL Coverage for Drilling Contractors Working on Venezuelan Infrastructure Projects
Reading Time: 11 minutesGL Coverage for Drilling Contractors Working on Venezuelan Infrastructure Projects Venezuelan drilling infrastructure averages 50+ years old with deferred maintenance creating extreme liability exposures. Drilling contractors need specialized general liability coverage for blowouts, equipment failures, third-party injuries, environmental liability, and completed operations that standard commercial policies explicitly exclude. Quick Insights: Drilling Contractor GL Insurance Average […]
General Liability Insurance for Houston Energy Companies Opening Venezuela Operations Offices
Reading Time: 18 minutesGeneral Liability Insurance for Houston Energy Companies In Venezuela Opening a Venezuela operations office creates liability exposures standard commercial policies exclude. Houston energy companies need specialized premises liability for foreign government visitors, employee injury protection, property damage coverage, and fire legal liability for leased facilities coordinating Latin American projects. Quick Insights: Operations Office GL Insurance […]
Houston Commercial Truck Insurance
Reading Time: 7 minutesHouston Commercial Truck Insurance: Complete Coverage Guide for Fleet Operators Houston trucking companies face unique risks from highway accidents to cargo theft. Commercial truck insurance provides specialized coverage for liability, physical damage, cargo protection, and regulatory compliance that personal auto policies explicitly exclude for business vehicles. Quick Insights: Commercial Truck Insurance Essentials Average Premium Range: […]
Houston Oil and Gas Insurance
Reading Time: 8 minutesHouston Oil and Gas Insurance: How We Improve Your Energy Sector Operations Houston’s energy sector faces unique risks from well blowouts to pipeline failures. Oil and gas insurance provides specialized coverage for drilling operations, equipment damage, environmental liability, and business interruption that standard commercial policies exclude. Quick Insights: Oil & Gas Insurance Essentials Average Premium […]
Tow Truck Insurance Brokers
Reading Time: 9 minutesTow Truck Insurance Brokers: Everything You Need to Know Before You Buy One of our brokers got a call last month from a towing company owner in Houston. He’d just landed a contract with the city police department—huge opportunity—but they required $2 million in liability coverage and something called “on-hook” insurance. He had no idea […]
Does Homeowners Insurance Cover HVAC? Hotaling Insurance Services
Reading Time: 6 minutesDoes Homeowners Insurance Cover HVAC? Hotaling Insurance Services Last summer, one of our clients called in a panic. His AC unit had just died—in the middle of July, temperatures hitting 98 degrees. The HVAC guy quoted him $8,500 for a full replacement. His first question? “Will my homeowners insurance cover this?” It’s a question we […]
HVAC Contractor Insurance Texas: Complete 2025 Guide | Hotaling
Reading Time: 12 minutesHVAC Contractor Insurance Texas: Complete 2025 Guide Texas HVAC contractors face unique insurance challenges with extreme weather and high liability exposure. This guide covers the 5 essential coverages, Texas-specific requirements, real costs, and how to protect your contracting business properly. Key Takeaways ✅ Texas law requires workers’ compensation if you have employees, plus commercial auto […]
HVAC Business Insurance Houston: Complete Coverage Guide 2025
Reading Time: 13 minutesHVAC Business Insurance: What Every Houston Contractor Needs Houston’s unique weather patterns, hurricane exposure, and booming construction market create specific insurance needs for HVAC contractors. This guide covers the 6 essential coverages, Houston-specific risks, real costs from local contractors, and how to protect your business year-round. Key Takeaways ✅ Hurricane season increases your insurance needs—proper […]
Trucking Workers Compensation Insurance Houston: 2025 Cost Guide for Texas Motor Carriers
Reading Time: 9 minutesTrucking Workers Compensation Insurance Houston: 2025 Cost Guide for Texas Motor Carriers Last Updated: November 3, 2025 Reading Time: 9 minutes Author: Hotaling Insurance Services Team Quick Insights Houston’s position as America’s #1 port for waterborne tonnage generates massive trucking demand—10,000 daily truck visits to Port Houston alone create unique workers compensation exposures that most […]
Transportation Insurance Company Workers Compensation Houston: 2025 Guide for Logistics Companies
Reading Time: 10 minutesTransportation Insurance Company Workers Compensation Houston: 2025 Guide for Logistics Companies Last Updated: November 10, 2025 Reading Time: 12 minutes Author: Hotaling Insurance Services Team Quick Insights Houston’s transportation and logistics sector—the region’s largest employment category—faces complex workers compensation challenges across warehousing, freight forwarding, last-mile delivery, and port operations. With classification codes ranging from $0.98 […]