Houston Commercial Truck Insurance
Reading Time: 7 minutesHouston Commercial Truck Insurance: Complete Coverage Guide for Fleet Operators Houston trucking companies face unique risks from highway accidents to cargo theft. Commercial truck insurance provides specialized coverage for liability, physical damage, cargo protection, and regulatory compliance that personal auto policies explicitly exclude for business vehicles. Quick Insights: Commercial Truck Insurance Essentials Average Premium Range: […]
Houston Oil and Gas Insurance
Reading Time: 8 minutesHouston Oil and Gas Insurance: How We Improve Your Energy Sector Operations Houston’s energy sector faces unique risks from well blowouts to pipeline failures. Oil and gas insurance provides specialized coverage for drilling operations, equipment damage, environmental liability, and business interruption that standard commercial policies exclude. Quick Insights: Oil & Gas Insurance Essentials Average Premium […]
Tow Truck Insurance Brokers
Reading Time: 9 minutesTow Truck Insurance Brokers: Everything You Need to Know Before You Buy One of our brokers got a call last month from a towing company owner in Houston. He’d just landed a contract with the city police department—huge opportunity—but they required $2 million in liability coverage and something called “on-hook” insurance. He had no idea […]
Does Homeowners Insurance Cover HVAC? Hotaling Insurance Services
Reading Time: 6 minutesDoes Homeowners Insurance Cover HVAC? Hotaling Insurance Services Last summer, one of our clients called in a panic. His AC unit had just died—in the middle of July, temperatures hitting 98 degrees. The HVAC guy quoted him $8,500 for a full replacement. His first question? “Will my homeowners insurance cover this?” It’s a question we […]
HVAC Contractor Insurance Texas: Complete 2025 Guide | Hotaling
Reading Time: 12 minutesHVAC Contractor Insurance Texas: Complete 2025 Guide Texas HVAC contractors face unique insurance challenges with extreme weather and high liability exposure. This guide covers the 5 essential coverages, Texas-specific requirements, real costs, and how to protect your contracting business properly. Key Takeaways ✅ Texas law requires workers’ compensation if you have employees, plus commercial auto […]
HVAC Business Insurance Houston: Complete Coverage Guide 2025
Reading Time: 13 minutesHVAC Business Insurance: What Every Houston Contractor Needs Houston’s unique weather patterns, hurricane exposure, and booming construction market create specific insurance needs for HVAC contractors. This guide covers the 6 essential coverages, Houston-specific risks, real costs from local contractors, and how to protect your business year-round. Key Takeaways ✅ Hurricane season increases your insurance needs—proper […]
Trucking Workers Compensation Insurance Houston: 2025 Cost Guide for Texas Motor Carriers
Reading Time: 9 minutesTrucking Workers Compensation Insurance Houston: 2025 Cost Guide for Texas Motor Carriers Last Updated: November 3, 2025 Reading Time: 9 minutes Author: Hotaling Insurance Services Team Quick Insights Houston’s position as America’s #1 port for waterborne tonnage generates massive trucking demand—10,000 daily truck visits to Port Houston alone create unique workers compensation exposures that most […]
Transportation Insurance Company Workers Compensation Houston: 2025 Guide for Logistics Companies
Reading Time: 10 minutesTransportation Insurance Company Workers Compensation Houston: 2025 Guide for Logistics Companies Last Updated: November 10, 2025 Reading Time: 12 minutes Author: Hotaling Insurance Services Team Quick Insights Houston’s transportation and logistics sector—the region’s largest employment category—faces complex workers compensation challenges across warehousing, freight forwarding, last-mile delivery, and port operations. With classification codes ranging from $0.98 […]
Roofing Workers Compensation Insurance Houston: Get Insured Now
Reading Time: 11 minutesRoofing Workers Compensation Insurance Houston: Complete 2025 Guide for Texas Contractors Last Updated: November 10, 2025 Reading Time: 13 minutes Author: Hotaling Insurance Services Team Quick Insights Houston roofing contractors face unique workers compensation challenges driven by extreme heat exposure, hurricane season operations, and Texas’s non-subscriber status. With workers comp rates ranging from $12-$45 per […]
Long Haul Trucking Workers Compensation Insurance Houston
Reading Time: 9 minutesLong Haul Trucking Workers Compensation Insurance Houston: Interstate Operations & Over-the-Road Risk Management 2025 Last Updated: November 10, 2025 Reading Time: 9 minutes Author: Hotaling Insurance Services Team Quick Insights Houston long-haul trucking companies face workers compensation complexity that local carriers never encounter—operating across 48 states means navigating 48 different workers comp jurisdictions while managing […]