Is Homeowners Insurance Tax Deductible?
Reading Time: 5 minutes Quick Answer: Homeowners insurance is NOT tax deductible for your primary residence. However, you can deduct it for rental properties (100% on Schedule E) or home offices (proportional percentage on Form 8829). Is Homeowners Insurance Tax Deductible in 2025? What Every Property Owner Must Know Last week, I sat across from a Houston executive […]
How Do You Get A Refund If You Change Homeowners Insurance?
Reading Time: 8 minutesHow Do You Get A Refund If You Change Homeowners Insurance? Changing homeowners insurance can be a smart financial move. If you’re wondering “Do you get a refund if you change homeowners insurance”, whether you’re seeking better coverage, lower premiums, or a more suitable policy for your needs, the answer is often yes. When you […]
Does Homeowners Insurance Cover Plumbing?
Reading Time: 5 minutesDoes Homeowners Insurance Cover Plumbing? Introduction Homeowners insurance covers plumbing damage if it’s sudden and accidental, but it won’t cover issues resulting from neglect or improper maintenance. For example, a burst pipe caused by freezing temperatures or a washing machine hose that suddenly ruptures would typically be covered under your policy. However, if the damage […]
Is Hazard Insurance The Same As Homeowners Insurance?
Reading Time: 5 minutesIs Hazard Insurance The Same As Homeowners Insurance? Introduction Is hazard insurance the same as homeowners insurance? While hazard insurance protects only the physical structure of your home from risks like fire, storms, and other perils, homeowners insurance goes beyond that by covering personal property, liability, and additional living expenses. Think of hazard insurance as […]
Commercial Umbrella Insurance: Essential Coverage for CEOs and COOs
Reading Time: 4 minutesWhy CEOs and COOs Should Consider Commercial Umbrella Insurance for Business Protection Introduction If you’re a CEO or COO, ensuring comprehensive protection for your business should be a top priority. Commercial umbrella insurance is a critical safeguard, offering additional coverage beyond your existing liability policies. But what exactly is this insurance, how much does it […]
What Is Commercial Health Insurance: Guide for CEO’s and COO’s
Reading Time: 7 minutesCommercial Health Insurance: Guide for CEO’s and COO’s Commercial health insurance, also referred to as private health insurance, is the dominant form of healthcare coverage in the United States, protecting nearly two-thirds of Americans. This blog post will explore the core aspects of commercial health insurance, distinguish it from government insurance, and provide actionable insights […]
Bitcoin Act 2024: 11 Strategies To Leverage Crypto Insurance
Reading Time: 6 minutesBitcoin Act 2024: Leveraging Insurance to Boost Bitcoin Mining and Investment Returns Intro: Bitcoin Act 2024 With the Strategic Bitcoin Reserve legislation (“Bitcoin Act 2024”) introduced by Senator Cynthia Lummis, cryptocurrency miners and investors are presented with a unique opportunity to increase profitability while reducing risk. The bill emphasizes transparency, financial stability, and strategic management […]
How Does a Hash Help Secure Blockchain Technology: Bitcoin Insurance
Reading Time: 6 minutesHow Does a Hash Secure Blockchain Technology and Relate to Bitcoin Insurance? How does a Hash help secure blockchain technology? In Bitcoin networks, hashing ensures the integrity and security of all transactions, playing a crucial role in protecting users from fraud, data manipulation, and hacks. With Bitcoin insurance becoming increasingly relevant, it’s essential to understand […]
Can You Insure Bitcoin? Protect Your Wallet from Theft & Hacks
Reading Time: 4 minutesCan You Insure Bitcoin? Exploring Risks, Insurance Coverage, and Case Studies Can You Insure Bitcoin? Yes, and while insuring bitcoin has become a new industry Bitcoin is increasingly integrated into financial systems, raising the question: Can Bitcoin be insured? While traditional insurance has been slow to adapt, insurers now offer tailored policies to protect against […]
How to Insure Bitcoin: Mitigating Risk and Tailor Made Policies
Reading Time: 5 minutesHow to Insure Bitcoin: Reducing Financial Risks in Mining Operations Hotaling Insurance Services walks our clients through how to insure Bitcoin and mitigate your risks from your tech to environmental concerns and saving opportunities. Bitcoin mining is a high-stakes operation with significant financial risks, ranging from equipment theft to regulatory challenges. As the industry grows, […]