Buy and Sell Insurance

Buy and sell Insurance

Reading Time: 4 minutesBuy and Sell Agreement Insurance: A Complete Guide Introduction A Buy and Sell Agreement Insurance is a crucial financial tool that ensures business continuity in the event of an owner’s death, disability, or retirement. This insurance policy facilitates a smooth transition of ownership by providing the necessary funds for the remaining partners to buy out […]

What is Commercial Umbrella Insurance & Do I Need It?

What is Commercial Umbrella Insurance & Do I Need It?

Reading Time: 6 minutesWhat is Commercial Umbrella Insurance & Do I Need It? Introduction What Is Commercial Umbrella Insurance? Why Your Business Needs It Who Needs It? What Does It Cover? How Much Does It Cost? Industry Applications Case Studies & Success Stories FAQs Conclusion Introduction Commercial umbrella insurance isn’t just another policy to add to your file—it’s […]

What Affects the Cost of Commercial Umbrella Insurance?

What Affects the Cost of Commercial Umbrella Insurance?

Reading Time: 6 minutesWhat Affects the Cost of Commercial Umbrella Insurance? What Affects the Cost of Commercial Umbrella Insurance? Commercial umbrella insurance is an essential tool for businesses looking to extend their liability protection beyond primary insurance policies. However, as premiums continue to rise, business owners must adopt strategic measures to control costs without compromising coverage. This guide […]

How Much Does Commercial Umbrella Insurance Cost?

How Much Does Commercial Umbrella Insurance Cost?

Reading Time: 6 minutesHow Much Does Commercial Umbrella Insurance Cost? A Guide for CEOs & COOs Why CEOs and COOs Need Umbrella Insurance How Much Does Commercial Umbrella Insurance Cost? For C-level executives, commercial umbrella insurance is more than just an additional policy—it’s a strategic risk management tool. Executives managing businesses with public-facing operations, large teams, or company […]

ANNOUNCEMENT: New Office Location New York City

Reading Time: 2 minutesANNOUNCEMENT: New Office Location New York City We’re thrilled to share some exciting news—Hotaling Insurance Services has moved into a fresh new office in the heart of New York City! Our new address is: 1001 Avenue of the Americas (6th Avenue) Suite 1507 New York, NY 10018 We’re excited to kick off this year with a fantastic new location. #TogetherWeWIN 

How Commercial Umbrella Insurance Extends Existing Coverage

How Commercial Umbrella Insurance Extends Existing Coverage

Reading Time: 4 minutes10 Key Things to Know About Commercial Umbrella Insurance Key Takeaways Extended Coverage: Commercial umbrella insurance extends liability coverage beyond your primary policies. Comprehensive Protection: Covers bodily injury, property damage, legal fees, and advertising injury. Exclusions: Does not cover intentional acts, contractual liabilities, or professional errors. Industry-Specific Benefits: High-risk industries, like construction, retail, and hospitality, […]

How Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide

Restaurants Commercial Insurance

Reading Time: 6 minutesHow Restaurants Benefit from Commercial Umbrella Insurance: Industry Expert Guide Commercial umbrella insurance is essential for restaurant owners looking to safeguard their business against unexpected financial risks that exceed standard policy limits. This extra layer of protection covers severe customer injuries, employee lawsuits, property damage, and liquor liability claims—ensuring that costly incidents don’t threaten the […]

Does Commercial Umbrella Cover Property Damage Liability Insurance?

Property Damage Liability Insurance

Reading Time: 4 minutes10 Essential Facts About Property Damage Liability Insurance Introduction Property damage liability insurance is a crucial aspect of auto coverage that protects policyholders from financial losses when they are responsible for damaging someone else’s property. Whether you’re a first-time car owner or an experienced driver looking to refine your coverage, understanding this insurance type is […]

Excess Liability Coverage in Commercial Umbrella Insurance

Excess Liability Coverage in Commercial Umbrella Insurance

Reading Time: 5 minutesUnderstanding Excess Liability Coverage in Commercial Umbrella Insurance Excess liability Coverage acts as a financial safety net when standard insurance limits fall short. Whether you’re safeguarding personal assets or shielding a business from catastrophic claims, this guide unpacks when, why, and how to leverage this protection—plus niche strategies competitors overlook. Key Takeaways ✅ Scenario-Based Protection […]

Commercial Auto Insurance: How Do I Insure My Business Vehicles

How Do I Insure My Business Vehicles

Reading Time: 5 minutesHow Do I Insure My Business Vehicles? A Comprehensive Guide Introduction How Do I Insure My Business Vehicles? Insuring your business vehicles is more than just a requirement; it’s a critical step in protecting your business from financial risks associated with accidents, damages, and liability claims. Whether you’re a small business owner or manage a […]